3 Key Harbor Dr, Montgomery, TX 77356 Property Records

Montgomery County property record for 3 Key Harbor Dr, Montgomery, TX 77356

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,610 sqft · built 1998
Lot Size	0.057 acres (2,515 sqft)
Owner	Individual Name on Record
Tax Bill	$6,207 (2024)
Deeds & Mortgages	Aug 2020 Sale Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6381-00-00300`

Property Details

APN / Parcel Number

Primary APN	`6381-00-00300`
Alternative APN	`R259183`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,610 sqft Living Area
1st Floor Area	924 sqft
2nd Floor Area	686 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Other
Exterior Material	Marblecrete
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	2,515 sqft (0.057 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	220 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R259183
Street Address	3 KEY HARBOR DR
City	MONTGOMERY
State	TX
Zip	77356-4298
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	S638100 - KEY HARBOUR, LOT 3A,3B
Legal Subdivision	KEY HARBOUR
Legal Lot Number	3A,3B 3B
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1009
Census Tract	694307

Owner

Source: Montgomery County records, as of November 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 KEY HARBOR DR, MONTGOMERY, TX 77356-4298
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2020	Warranty Deed, Transfer NOT AVAILABLE
Oct 23, 2018	Vendor's Lien, Transfer ZIONS BANCORPORATION NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2025
Deed Sale	Jul 24, 2025
Prior Sale	Aug 11, 2020
Deed Document Number	2025074393
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Aug 11, 2020
Property Address	3 KEY HARBOR DR, MONTGOMERY, TX 77356-4298
Document Number	0000085760
Instrument Date	Aug 10, 2020
Instrument	85760
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 KEY HARBOR DR MONTGOMERY TX 773564298, MONTGOMERY, TX 77356-4298

October 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Oct 23, 2018
Property Address	3 KEY HARBOR DR, MONTGOMERY, TX 77356-4298
Document Number	0000102567
Map Reference	CAB J SH130
Instrument Date	Oct 15, 2018
Instrument	2018102567
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16626 COLES CROSSING DR, CYPRESS, TX 77429-6953

Mortgage

Document Number	0000102565
Date	Oct 23, 2018
Instrument	2018102565

Lender

Name	ZIONS BANCORPORATION NA
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Conroe City
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$389,154 (+1.31%) Land $55,000 Building $334,154	$389,154 (-8.91%) Land $55,000 Building $334,154
2024	$6,207.00 (+12.3%) Homeowner's exemption	$384,120 (+1%) Land $55,000 Building $372,213	$427,213 (-2.64%) Land $55,000 Building $372,213
2023	$5,527.00 Homeowner's exemption	$349,200 Land $55,000 Building $383,810	$438,810 Land $55,000 Building $383,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 111 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	111 in force
Nearby Flood Claims	23 (2008–2024)
Claims Outside the SFHA	21 of 23
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 3 claims Hurricane Harvey, Aug 2017 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Verizon, Xfinity.

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