1 Key Harbor Dr, Montgomery, TX 77356 Property Records

Montgomery County property record for 1 Key Harbor Dr, Montgomery, TX 77356

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,728 sqft · built 1998
Lot Size0.091 acres (3,959 sqft)
Owner2 Individual Names on Record
Tax Bill$5,443 (2025)
Deeds & MortgagesOct 2020 Mortgage
Apr 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN6381-00-00100

Property Details

APN / Parcel Number

Primary APN6381-00-00100
Alternative APN
  • R259181

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area1,728 sqft Living Area
Gross Area2,316 sqft
1st Floor Area720 sqft
2nd Floor Area1,008 sqft
Utility Area40 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialWood
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialMetal
Lot Area3,959 sqft (0.091 acres)
Garage TypeAttached
Garage Area588 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area334 sqft
Deck Area192 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1 KEY HARBOR DR
CityMONTGOMERY
StateTX
Zip77356-4298
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal DescriptionKEY HARBOUR, LOT 1A,1B
Legal SubdivisionKEY HARBOUR
Legal Lot Number1A,1B
JurisdictionMONTGOMERY TX
Township / Civil DivisionMONTGOMERY
Census Block Group1
Census Block1009
Census Tract694307

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1 KEY HARBOR DR, MONTGOMERY, TX 77356-4298
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
VENTURE LENDING GROUP LLC
Apr 19, 2021Warranty Deed, Transfer
FIRST AMERICAN TITLE
Mar 19, 2019Vendor's Lien, Transfer
CRYSTAL CLEAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 19, 2021
Deed SaleApr 19, 2021
Prior SaleMar 19, 2019 · Amount on Record
Deed Document Number202151608
Prior Transfer DateMar 18, 2019
Prior Transfer Doc0000021516
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address1 KEY HARBOR DR, MONTGOMERY, TX 77356-4298
Transaction TypeMortgage
Record UpdatedMay 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000113006
DateOct 6, 2020
Instrument2020113006
Lender
NameVENTURE LENDING GROUP LLC
TypeMortgage Company
AddressFORT WORTH, TX 76116
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY TX
Recording DateApr 19, 2021
Property Address1 KEY HARBOR DR, MONTGOMERY, TX 77356-4298
Document Number0000051608
Map ReferenceCAB J SH 130
Instrument DateApr 16, 2021
Instrument2021051608
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 KEY HARBOR DR, MONTGOMERY, TX 77356-4298

March 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateMar 19, 2019
Property Address1 KEY HARBOR DR, MONTGOMERY, TX 77356-4298
Document Number0000021516
Map ReferenceVOL J SH 130
Instrument DateMar 18, 2019
Instrument2019021516
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 KEY HARBOR DR, MONTGOMERY, TX 77356-4298

Mortgage

Document Number0000021517
DateMar 19, 2019
Instrument2019021517
Lender
NameCRYSTAL CLEAR MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityConroe City
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$439,415 (+1.67%) Land $55,000 Building $384,415$439,415 (+1.67%) Land $55,000 Building $384,415
2025$5,443.00 (-14.19%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption$432,200 (-1.77%) Land $55,000 Building $377,200$432,200 (-1.77%) Land $55,000 Building $377,200
2024$6,343.00 (+0.43%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption$440,000 (+0.46%) Land $55,000 Building $385,000$440,000 (+0.46%) Land $55,000 Building $385,000
2023$6,316.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$438,000 Land $55,000 Building $383,000$438,000 Land $55,000 Building $383,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 111 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies111 in force
Nearby Flood Claims23 (2008–2024)
Claims Outside the SFHA21 of 23
Most Recent ClaimMay 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 3 claims
  • Hurricane Harvey, Aug 2017 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tachus Fiber Internet
Fiber
8,000 / 8,000
Optimum
Cable
940 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Fidium Fiber, Verizon, Xfinity.

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