3 Karsten Dr, Suffern, NY 10901 Property Records

Rockland County and Ramapo Town property record for 3 Karsten Dr, Suffern, NY 10901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,372 sqft · built 1968
Lot Size	0.81 acres (35,284 sqft)
Owner	2 Individual Names on Record
Last Sale	$890,000 (Mar 2026)
Tax Bill	$17,983 (2023)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392617 48.19-1-38`

Property Details

APN / Parcel Number

Primary APN	`392617 48.19-1-38`
Alternative APNs	`392617-048-019-0001-038-000-000` `261704801900010380000000` `00422850000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,372 sqft Living Area
Gross Area	3,282 sqft
1st Floor Area	1,319 sqft
2nd Floor Area	1,053 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Colonial
Exterior Material	Composition/Composite
Lot Area	35,284 sqft (0.81 acres)
Lot Dimensions	400 ft deep x 169 ft wide
View / Lot	Suburban
Garage Type	Attached
Garage Area	910 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	312 sqft
Porch	Open Porch
Porch Area	640 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	00422850000
Street Address	3 KARSTEN DR
City	SUFFERN
State	NY
Zip	10901-3802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Subdivision	MONROE ACRES REV
Legal Block	1
Legal Lot Number	38.0
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	2
Census Block	2008
Census Tract	11601

Owner

Source: Rockland County and Ramapo Town records, as of April 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 CALVERT DR, 102, MONSEY, NY 10952-2199
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2026 · Amount on Record
Deed Sale	Mar 25, 2026 · Amount on Record
Prior Sale	Mar 8, 2004 · Amount on Record
Deed Document Number	202610686
Record Updated	Oct 29, 2026

March 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Mar 25, 2026
Property Address	3 KARSTEN DR, SUFFERN, NY 10901-3802
Document Number	0000010686
Map Reference	MB74PG5MAP3629
Instrument Date	Jan 27, 2026
Instrument	2026-00010686
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	LAWYERS TITLE, LTA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 KARSTEN DR, SUFFERN, NY 10901-3802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CALVERT DR UNIT 102, 102, MONSEY, NY 10952-2199

Mortgage

Document Number	0000010687
Date	Mar 25, 2026
Instrument	2026-00010687

Lender

Name	NORWICH COMMERCIAL GROUP INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Municipality	Montebello Village
Unified School District	Suffern Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024		$57,400 (-) Land $19,800 Building $37,600	$71,900 (-)
2023	$17,983.00 Homeowner's exemption	$57,400 Land $19,800 Building $37,600	$71,900 Land $24,802 Building $47,098

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	72 (1978–2023)
Claims Outside the SFHA	27 of 72
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 22 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 15 claims Coastal Storms & Flooding, Apr 1984 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20