Rockland County and Ramapo Town property record for 11 Karsten Dr, Suffern, NY 10901
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,469 sqft · built 1968 |
| Lot Size | 0.83 acres (36,155 sqft) |
| Owner | Owner Name on File |
| Last Sale | $570,000 (Jun 2004) |
| Deeds & Mortgages | Jun 2022 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392617 48.15-2-45 |
| Primary APN | 392617 48.15-2-45 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,469 sqft Living Area |
| 1st Floor Area | 1,573 sqft |
| Year Built | Built 1968 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Lot Area | 36,155 sqft (0.83 acres) |
| Lot Dimensions | 229 ft deep x 154 ft wide |
| Garage Type | Basement |
| Patio Area | 335 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 00422890000 |
|---|---|
| Old Parcel Number | 261704801500020450000000 |
| Street Address | 11 KARSTEN DR |
| City | SUFFERN |
| State | NY |
| Zip | 10901-3817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2 |
| Legal Description | LOT:45.000 BLK:2 SEC:48.15 DIST:392617 CITY/MUNI/TWP:MONTEBELLO |
| Legal Subdivision | MONROE ACRES REV MAP |
| Legal Block | 2 |
| Legal Lot Number | 45.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 11601 |
The current owner of 11 Karsten Dr bought it in June 2004.
Source: Rockland County and Ramapo Town records, as of December 26, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 11 KARSTEN DR, SUFFERN, NY 10901-3817 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC |
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2004 · Amount on File |
| Deed Sale | Jun 28, 2004 · Amount on File |
| Deed Document Number | 2004-00041865 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 11 KARSTEN DR, SUFFERN, NY 10901-3817 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000021805 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 2022-00021805 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 24, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 11 KARSTEN DR, SUFFERN, NY 10901-3817 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005730 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 2021-00005730 |
| Name | LOAN DEPOT INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 11 KARSTEN DR, SUFFERN, NY 10901-3817 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011300 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 2020-00011300 |
| Name | JP MORGAN CHASE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | Montebello Village |
| Unified School District | Suffern Central School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $60,200 (-) Land $18,700 Building $41,500 | $775,773 (+1,054.42%) Land $240,979 Building $534,794 |
| 2023 | $60,200 Land $18,700 Building $41,500 | $67,200 Land $20,874 Building $46,326 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 11 Karsten Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 72 (1978–2023) |
| Claims Outside the SFHA | 27 of 72 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Karsten Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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