3 Joan Dr, Chappaqua, NY 10514 Property Records

Westchester County and New Castle Town property record for 3 Joan Dr, Chappaqua, NY 10514

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,310 sqft · built 1950
Lot Size	1.24 acres (54,014 sqft)
Owner	2 Company Names on Record
Last Sale	$1,600,000 (Sep 2026)
Tax Bill	$27,052 (2026)
Deeds & Mortgages	Sep 2026 Sale Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`553600 81.14-1-15`

Property Details

APN / Parcel Number

Primary APN	`553600 81.14-1-15`
Alternative APNs	`360008101400010150000000` `2017000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,310 sqft Living Area
1st Floor Area	1,296 sqft
2nd Floor Area	1,014 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	54,014 sqft (1.24 acres)
Garage Type	Attached
Garage Area	920 sqft
Parking Spaces	4 Parking Spaces
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Water Source	Commercial

Location & Zoning

Account Number	2017000
Street Address	3 JOAN DR
City	CHAPPAQUA
State	NY
Zip	10514-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Block	1
Legal Lot Number	15.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	NEW CASTLE
Census Block Group	1
Census Block	1007
Census Tract	13103

Owner

Source: Westchester County and New Castle Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	345 E 73RD ST, 7J, NEW YORK, NY 10021-3750
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Bargain and Sale Deed, Transfer TITLE GUARANTY, TITLE RESOURCE GUARANTY COMPAN
Sep 15, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2026 · Amount on Record
Deed Sale	Sep 24, 2026 · Amount on Record
Prior Sale	Sep 15, 2023 · Amount on Record
Deed Document Number	20263015
Record Updated	Oct 29, 2026

September 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Sep 24, 2026
Property Address	3 JOAN DR, CHAPPAQUA, NY 10514-1414
Document Number	0000003015
Instrument Date	Jul 27, 2026
Instrument	661843015
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	TITLE GUARANTY, TITLE RESOURCE GUARANTY COMPAN

Transaction

Amount	Amount Recorded
Tax	$646,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	345 E 73RD ST, 7J, NEW YORK, NY 10021-3750

September 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Sep 15, 2023
Property Address	3 JOAN DR, CHAPPAQUA, NY 10514-1414
Document Number	0632193047
Instrument Date	Sep 11, 2023
Instrument	632193047
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	JUDICIAL TITLE INSURANCE AGENCY INC, THE JUDICIAL TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,208.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 JOAN DR, CHAPPAQUA, NY 10514-1400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 BEDFORD RD APT C8, C8, CHAPPAQUA, NY 10514-2743

Mortgage

Document Number	0632543293
Date	Sep 15, 2023
Instrument	632543293

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2030
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.7%

Tax Assessment & Valuation

Source: Westchester County and New Castle Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	New Castle Town
Unified School District	Chappaqua Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$27,052.00 (-18.76%)
2025	$33,298.00	$158,100 (-) Land $35,600 Building $122,500	$1,133,333 (+0.86%) Land $255,197 Building $878,136
2024		$158,100 (-) Land $35,600 Building $122,500	$1,123,668 (+5.19%) Land $253,021 Building $870,647
2023		$158,100 Land $35,600 Building $122,500	$1,068,244 Land $240,541 Building $827,703

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	25 (1980–2021)
Claims Outside the SFHA	20 of 25
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Flooding, Mar 2010 · 2 claims Coastal Storms & Flooding, Apr 1984 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW CASTLE/STANWOOD W.D. serves 17,116 people · EPA ID NY5903442
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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