2 Joan Dr, Chappaqua, NY 10514 Property Records

Westchester County and New Castle Town property record for 2 Joan Dr, Chappaqua, NY 10514

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,653 sqft · built 1952
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on File
Last Sale	$840,000 (Jan 2019)
Tax Bill	$28,186 (2026)
Deeds & Mortgages	Oct 2020 Loan Modification Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`553600 81.14-2-15`

Property Details

APN / Parcel Number

Primary APN	`553600 81.14-2-15`
Alternative APNs	`360008101400020150000000` `2018000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,653 sqft Living Area
1st Floor Area	1,169 sqft
2nd Floor Area	1,484 sqft
Basement Area	818 sqft
Finished Basement	818 sqft
Unfinished Basement	818 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	45,302 sqft (1.04 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	387 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Water Source	Commercial

Location & Zoning

Account Number	2018000
Street Address	2 JOAN DR
City	CHAPPAQUA
State	NY
Zip	10514-1407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Block	2
Legal Lot Number	15.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	NEW CASTLE
Census Block Group	1
Census Block	1007
Census Tract	13103

Owner

2 Joan Dr is owned and occupied by two individuals who bought it in January 2019.

Source: Westchester County and New Castle Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 JOAN DR, CHAPPAQUA, NY 10514-1407
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Loan Modification, Mortgage · Conventional Mortgage NORTH AMERICAN SVGS BK
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SVGS BK
Jan 25, 2019	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2019 · Amount on File
Deed Sale	Jan 25, 2019 · Amount on File
Prior Sale	Feb 15, 1995 · Amount on File
Deed Document Number	2019590173601
Record Updated	Oct 29, 2026

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	2 JOAN DR, CHAPPAQUA, NY 10514-1407
Document Number	0603333036
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Dec 11, 2020
Title Company	BCHH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 JOAN DR CHAPPAQUA NY 105141407, CHAPPAQUA, NY 10514-1407

Mortgage

Document Number	0603333036
Date	Nov 30, 2020
Book Page	060333/003036

Lender

Name	NORTH AMERICAN SVGS BK
Type	Federal Savings Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	2 JOAN DR, CHAPPAQUA, NY 10514-1407
Document Number	0603333034
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Dec 11, 2020
Title Company	BCHH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 JOAN DR CHAPPAQUA NY 105141407, CHAPPAQUA, NY 10514-1407

Mortgage

Document Number	0603333034
Date	Nov 30, 2020
Book Page	060333/003034

Lender

Name	NORTH AMERICAN SVGS BK
Type	Federal Savings Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2050

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jan 25, 2019
Property Address	2 JOAN DR, CHAPPAQUA, NY 10514-1407
Document Number	0590173601
Instrument Date	Jan 22, 2019
Instrument	590173601
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	THOROUGHBRED TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 BAY MEADOW LN, 3, WESTHAMPTON, NY 11977-1437

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 CENTRAL PARK W # 6N, 6N, NEW YORK, NY 10024-5102

Mortgage

Document Number	0590253022
Date	Jan 25, 2019
Instrument	590253022

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2 Joan Dr was $28,186, down 17.7% from the year before.

Source: Westchester County and New Castle Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	New Castle Town
Unified School District	Chappaqua Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$28,186.00 (-17.67%)
2025	$34,234.00	$164,900 (-) Land $34,700 Building $130,200	$1,182,079 (+0.86%) Land $248,746 Building $933,333
2024		$164,900 (-) Land $34,700 Building $130,200	$1,171,997 (+5.19%) Land $246,624 Building $925,373
2023		$164,900 Land $34,700 Building $130,200	$1,114,189 Land $234,459 Building $879,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2 Joan Dr in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	25 (1980–2021)
Claims Outside the SFHA	20 of 25
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Flooding, Mar 2010 · 2 claims Coastal Storms & Flooding, Apr 1984 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Joan Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW CASTLE/STANWOOD W.D. serves 17,116 people · EPA ID NY5903442
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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