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3 James St, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 3 James St, Worcester, MA 01603 · Last verified May 2026

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details18,248 sqft · built 1940
Lot Size0.379 acres (16,500 sqft)
OwnerCompany Name on File
Last Sale$800,000 (Jun 2023)
Tax Bill$34,389 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Nov 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-004-03+3A

Property Details

APN / Parcel Number

Primary APN28-004-03+3A
Alternative APN
  • WORC M:28 B:004 L:03+3A

Interior

Stories1 Story
Building Area18,248 sqft Total Area
Gross Area18,384 sqft
Basement Area9,025 sqft
Unfinished Basement9,025 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof MaterialOther
Lot Area16,500 sqft (0.379 acres)

Utilities, Heating & Cooling

Heating SystemSpace Heater

Location & Zoning

Account Number28-004-03+3A
Street Address3 JAMES ST
CityWORCESTER
StateMA
Zip01603-1011
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Block4
Legal Lot Number3+3A
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group2
Census Block2012
Census Tract733102

Owner

Source: Worcester County and Worcester City records · APN 28-004-03+3A

Assessment roll updated April 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address329 BARTON ST, PAWTUCKET, RI 02860-2917
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
TRUST ENTERPRISES INC
Nov 09, 2018Deed of Trust, Mortgage
MOUNTAIN RIVER DEV
Sep 24, 2020Deed of Trust, Mortgage
RANDY S STEIN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 29, 2023 · Amount on Record
Deed SaleJun 29, 2023 · Amount on Record
Prior SaleNov 16, 1993 · Amount on Record
Deed Document Number202351988
Deed Book / Page69325 / 284
Record UpdatedJun 08, 2026

June 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateJun 29, 2023
Property Address3 JAMES ST, WORCESTER, MA 01603-1011
Document Number069325-284
Book / Page69325 / 284
Instrument DateJun 28, 2023
Instrument51988
Transaction TypeTransfer
Record UpdatedJul 19, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address329 BARTON ST, PAWTUCKET, RI 02860-2917

Mortgage

Document Number0000051989
DateJun 29, 2023
Instrument51989
Lender
NameTRUST ENTERPRISES INC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address3 JAMES ST, WORCESTER, MA 01603-1011
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number59675-328
DateNov 09, 2018
Book Page59675/328
Instrument120003
Lender
NameMOUNTAIN RIVER DEV
Agreement
AmountAmount Recorded

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address3 JAMES ST, WORCESTER, MA 01603-1011
Document Number63335-319
Instrument DateSep 24, 2020
Transaction TypeMortgage
Record UpdatedOct 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressJAMES ST WORCESTER MA 01601, WORCESTER, MA 01601

Mortgage

Document Number63335-319
DateSep 24, 2020
Book Page063335/000319
Instrument111523
Lender
NameRANDY S STEIN
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$34,389.00 (+16.76%)$1,202,000 (+27.57%) Land $256,100 Building $945,900
2023$29,453.00$942,200 Land $222,700 Building $719,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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