54 James St, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 54 James St, Worcester, MA 01603

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,510 sqft · built 1923
Lot Size0.125 acres (5,450 sqft)
Owner2 Individual Names on Record
Last Sale$320,000 (Feb 2024)
Tax Bill$4,230 (2026)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-035-00005

Property Details

APN / Parcel Number

Primary APN28-035-00005
Alternative APN
  • WORC M:28 B:035 L:00005

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,510 sqft Living Area
Gross Area2,344 sqft
1st Floor Area766 sqft
AtticAttic
Attic Area910 sqft
Basement Area744 sqft
Unfinished Basement744 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,450 sqft (0.125 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemSteam

Location & Zoning

Account Number28-035-00005
Street Address54 JAMES ST
CityWORCESTER
StateMA
Zip01603-1014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMG-1
Legal Block35
Legal Lot Number5
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group2
Census Block2009
Census Tract733101

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address54 JAMES ST, WORCESTER, MA 01603-1014
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2024 · Amount on Record
Deed SaleFeb 27, 2024 · Amount on Record
Prior SaleSep 29, 2004
Prior Transfer DateOct 26, 2021
Prior Transfer Doc0000122881
Record UpdatedOct 29, 2026

February 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateFeb 27, 2024
Property Address54 JAMES ST, WORCESTER, MA 01603-1014
Document Number0000122881
Instrument DateOct 26, 2021
Instrument122881
Transaction TypeTransfer
Record UpdatedMar 15, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address54 JAMES ST, WORCESTER, MA 01603-1014

Mortgage

Document Number0000122882
DateFeb 27, 2024
Instrument122882
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,230.00 (+37.83%)$318,500 (+36.87%) Land $90,300 Building $228,200$383,425 (+13.44%)
2025$3,069.00 (+8.37%)$232,700 (+17.82%) Land $85,000 Building $147,700$338,010 (+12.99%)
2024$299,155
2023$2,832.00$197,500 Land $73,900 Building $123,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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