St. Charles County property record for 3 James Dr, Saint Charles, MO 63301 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1957 |
| Square Footage | 1,728 sqft Living Area |
| Lot Size | 15,000 sqft (0.344 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $273,100 (2021) |
| Tax Bill | $3,058.00 (2024) |
| Primary APN | 055970A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,728 sqft Living Area |
| Gross Area | 3,696 sqft Gross Area |
| 1st Floor | 1,728 sqft 1st Floor |
| Basement Area | 1,248 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 15,000 sqft (0.344 acres) |
| Depth X Width | 150 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 720 sqft Garage |
| Porch | Open Porch |
| Porch Area | 24 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 055970A000 |
|---|---|
| Street Address | 3 JAMES DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4867 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FERNCLIFF LOT 3 |
| Legal Subdivision | FERNCLIFF |
| Legal Lot Number | 3 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | LINDENWOOD |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 310700 |
Source: St. Charles County records · APN 055970A000
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 JAMES DR, SAINT CHARLES, MO 63301-4867 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 09, 2022 | Intrafamily Transfer, Transfer |
| Sep 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 16, 2021 · Amount on Record |
| Deed Sale | Sep 16, 2021 · Amount on Record |
| Prior Sale | Mar 23, 2012 · Amount on Record |
| Deed Doc Number | 202177586 |
| Prior Transfer Date | Dec 10, 2003 |
| Prior Transfer Doc | 0037640001 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 09, 2022 |
| Property Address | 3 JAMES DR, SAINT CHARLES, MO 63301-4867 |
| Document Number | 0000026542 |
| Map Reference | MB 5 PG 100 |
| Instrument Date | May 02, 2022 |
| Instrument | 2022R-026542 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 171 GRASSHOPPER LN, HAWK POINT, MO 63349-2101 |
| Name | Verified Name |
|---|---|
| Address | 3 PAUL AVE, SAINT CHARLES, MO 63301-4808 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 16, 2021 |
| Property Address | 3 JAMES DR, SAINT CHARLES, MO 63301-4867 |
| Document Number | 0000077586 |
| Map Reference | MB 5 PG 34 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 2021R-077586 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2024 |
| Title Company | ATG |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1817 BUCKINGHAM GREEN CT, SAINT CHARLES, MO 63303-4673 |
| Name | Verified Name |
|---|---|
| Address | 1060 WESTMEADE DR, CHESTERFIELD, MO 63005-4609 |
| Document Number | 0000077587 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | 2021R-077587 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,143.00 (+2.78%) | $50,122 (+5.29%) | $263,800 (+5.29%) Land $55,000 Building $208,800 |
| 2024 | $3,058.00 | ||
| 2023 | $47,602 | ||
| 2022 | $250,535 Land $40,000 Building $210,535 |
3 James Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · St. Charles County (29183C), updated August 25, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 1st percentile of exposed land nationally · 2nd in Missouri |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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