Rockland County and Ramapo Town property record for 3 Jacaruso Dr, Spring Valley, NY 10977
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 1.5 ba · 1,504 sqft · built 1967 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $490,000 (Oct 2018) |
| Tax Bill | $16,089 (2023) |
| Deeds & Mortgages | Jul 2025 Mortgage Dec 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392605 50.53-2-42 |
| Primary APN | 392605 50.53-2-42 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,504 sqft Living Area |
| 1st Floor Area | 752 sqft |
| 2nd Floor Area | 752 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 200 ft deep x 78 ft wide |
| View / Lot | Suburban |
| Patio Area | 472 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00314690000 |
|---|---|
| Street Address | 3 JACARUSO DR |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-2527 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Subdivision | SOL MEKLER LANDS |
| Legal Block | 2 |
| Legal Lot Number | 42.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 12204 |
Source: Rockland County and Ramapo Town records, as of April 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 JACARUSO DR, SPRING VALLEY, NY 10977-2527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FM HOME LOANS LLC |
| Dec 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FM HOME LOANS LLC |
| Dec 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FM HOME LOANS LLC |
| Oct 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FM HM LOANS |
| Oct 10, 2018 | Grant Deed, Transfer · Conventional with PMI FM HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2018 · Amount on Record |
| Deed Sale | Oct 10, 2018 · Amount on Record |
| Prior Sale | Jul 11, 2011 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 3 JACARUSO DR, SPRING VALLEY, NY 10977-2527 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Title Company | TTA |
| Name | Verified Name |
|---|
| Document Number | 0000022807 |
|---|---|
| Date | Jul 28, 2025 |
| Instrument | 2025-00022807 |
| Name | FM HOME LOANS LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 3 JACARUSO DR, SPRING VALLEY, NY 10977-2527 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000036134 |
|---|---|
| Date | Dec 1, 2020 |
| Instrument | 2020-00036134 |
| Name | FM HOME LOANS LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 3 JACARUSO DR, SPRING VALLEY, NY 10977-2527 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000036135 |
|---|---|
| Date | Dec 1, 2020 |
| Instrument | 2020-00036135 |
| Name | FM HOME LOANS LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 3 JACARUSO DR, SPRING VALLEY, NY 10977-2527 |
| Document Number | 0000032463 |
| Instrument Date | Oct 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2019 |
| Title Company | MEISTER ABSTRACT CORPORATION, MEISTER ABSTRACT CORP |
| Name | Verified Name |
|---|---|
| Address | 3 JACARUSO DR SPRING VALLEY NY 109772527, SPRING VALLEY, NY 10977-2527 |
| Document Number | 0000032463 |
|---|---|
| Date | Nov 7, 2019 |
| Instrument | 32463 |
| Name | FM HM LOANS |
|---|---|
| Address | BROOKLYN, NY 11210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 6, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Oct 10, 2018 |
| Property Address | 3 JACARUSO DR, SPRING VALLEY, NY 10977-2527 |
| Document Number | 0000029590 |
| Instrument Date | Sep 4, 2018 |
| Instrument | 29590 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2018 |
| Title Company | TS AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1570 43RD ST BROOKLYN NY 112191605, BROOKLYN, NY 11219-1605 |
| Document Number | 29591 |
|---|---|
| Date | Oct 10, 2018 |
| Instrument | 29591 |
| Name | FM HM LOANS |
|---|---|
| Address | BROOKLYN, NY 11210 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 9, 2048 |
Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | Spring Valley Village |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $35,000 (-) Land $7,000 Building $28,000 | $40,200 (-) | |
| 2023 | $16,089.00 | $35,000 Land $7,000 Building $28,000 | $40,200 Land $8,040 Building $32,160 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures