Rockland County and Ramapo Town property record for 10 Jacaruso Dr, Spring Valley, NY 10977
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 1.5 ba · 1,504 sqft · built 1969 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Nov 2019) |
| Tax Bill | $19,882 (2023) |
| Deeds & Mortgages | Sep 2022 Mortgage Feb 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392605 50.53-2-32 |
| Primary APN | 392605 50.53-2-32 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,504 sqft Living Area |
| Gross Area | 1,576 sqft |
| 1st Floor Area | 752 sqft |
| 2nd Floor Area | 752 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 280 ft deep x 76 ft wide |
| View / Lot | Suburban |
| Porch | Covered Porch |
| Porch Area | 72 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00314590000 |
|---|---|
| Street Address | 10 JACARUSO DR |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-2526 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-15C |
| Legal Subdivision | SOL MEKLER LANDS |
| Legal Block | 2 |
| Legal Lot Number | 32.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 12204 |
10 Jacaruso Dr, a duplex, is owned and occupied by two individuals who bought it in November 2019.
Source: Rockland County and Ramapo Town records, as of April 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 JACARUSO DR, SPRING VALLEY, NY 10977-2526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK |
| Feb 28, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jun 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Aug 6, 2020 | Deed of Trust, Mortgage · Conventional with PMI ARK MTG |
| Nov 26, 2019 | Bargain and Sale Deed, Transfer · Conventional Mortgage ARK MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 26, 2019 · Amount on File |
| Deed Sale | Nov 26, 2019 · Amount on File |
| Prior Sale | Jul 20, 2011 · Amount on File |
| Prior Transfer Date | Sep 15, 2003 |
| Prior Transfer Doc | 0000080001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 10 JACARUSO DR, SPRING VALLEY, NY 10977-2526 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000032892 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | 2022-00032892 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 14, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 10 JACARUSO DR, SPRING VALLEY, NY 10977-2526 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000006505 |
|---|---|
| Date | Feb 28, 2023 |
| Instrument | 2023-00006505 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 23, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 10 JACARUSO DR, SPRING VALLEY, NY 10977-2526 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000017005 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 2019-00017005 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 3, 2044 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 10 JACARUSO DR, SPRING VALLEY, NY 10977-2526 |
| Document Number | 0000025528 |
| Instrument Date | Aug 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2020 |
| Title Company | NEW YORK ABSTRACT AND AGENCY INC, NEW YORK ABS & AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 10 JACARUSO DR SPRING VALLEY NY 109772526, SPRING VALLEY, NY 10977-2526 |
| Document Number | 0000025528 |
|---|---|
| Date | Sep 2, 2020 |
| Instrument | 25528 |
| Name | ARK MTG |
|---|---|
| Type | Mortgage Company |
| Address | SPRING VALLEY, NY 10977 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Nov 26, 2019 |
| Property Address | 10 JACARUSO DR, SPRING VALLEY, NY 10977-2526 |
| Document Number | 0000035827 |
| Map Reference | BK 69 PG 66 MAP 3349 |
| Instrument Date | Oct 30, 2019 |
| Instrument | 2019-00035827 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,800.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 JOSHUA CT, MONSEY, NY 10952-3640 |
| Document Number | 0000035828 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 2019-00035828 |
| Name | ARK MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | Spring Valley Village |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $43,900 (-) Land $8,000 Building $35,900 | $43,900 (-) Land $8,000 Building $35,900 | |
| 2023 | $19,882.00 | $43,900 Land $8,000 Building $35,900 | $43,900 Land $8,000 Building $35,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 10 Jacaruso Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 10 Jacaruso Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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