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3 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 3 Hwy 98 E, Carrabelle, FL 32322 · Last verified January 2026

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,160 sqft · built 2007
Owner2 Individual Names on File
Last Sale$175,000 (Mar 2020)
Tax Bill$2,091 (2025)
Deeds & MortgagesMar 2020 Sale
Flood ZoneZone VE (high risk)
APN04-07S-03W-1000-000A-0030

Property Details

APN / Parcel Number

Primary APN04-07S-03W-1000-000A-0030

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,160 sqft Heated Area
Gross Area1,440 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
PorchOpen Porch
Porch Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street AddressHWY 98 E #3
CityCARRABELLE
StateFL
Zip32322
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionBUNGALOWS BY THE GULF BUILDING A UNIT #3 OR 11/48 70/561 163/621 178/621 302/135 335/93 693/377 693/379 705/138 736/574 765/4
Legal SubdivisionBUNGALOWS/GULF
Legal Unit3
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group2
Census Block2076
Census Tract970102

Owner

Source: Franklin County records · APN 04-07S-03W-1000-000A-0030

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 646, CARRABELLE, FL 32322-0646
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 31, 2020 · Amount on Record
Deed SaleMar 31, 2020 · Amount on Record
Prior SaleMay 08, 2015 · Amount on Record
Deed Document Number202019001330
Deed Book / Page1261 / 677
Record UpdatedJun 08, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateMar 31, 2020
Property AddressHWY 98 E #3, CARRABELLE, FL 32322
Document Number0019001330
Book / Page001261 / 000677
Instrument DateMar 27, 2020
Instrument19001330
Transaction TypeTransfer
Record UpdatedJun 09, 2020
Title CompanyLOWE TITLE SERVICES, LOWE TITLE SVCS

Transaction

AmountAmount Recorded
Tax$1,225.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address401 HOLLAND AVE #336 SAN ANTONIO TX 782122429, 336, SAN ANTONIO, TX 78212-2429

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,091.00 (+3.82%)$239,201 (-) Land $1 Building $239,200$239,201 (-) Land $1 Building $239,200
2024$2,014.00 (+9.64%)$239,201 (+18.77%) Land $1 Building $239,200$239,201 (+18.77%) Land $1 Building $239,200
2023$1,837.00 (+1.83%)$201,401 (-) Land $1 Building $201,400$201,401 (-) Land $1 Building $201,400
2022$1,804.00$201,401 Land $1 Building $201,400$201,401 Land $1 Building $201,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120379701022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation18.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 293 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies329 units insured
36 under condo master policies
Nearby Flood Claims72 (2005–2024)
Most Recent ClaimSep 2024, tidal / storm surge, Hurricane Helene
Claims By Storm
  • Hurricane Helene, Sep 2024 · 12 claims
  • Hurricane Michael, Oct 2018 · 45 claims
  • Hurricane Dennis, Jul 2005 · 8 claims

Wildfire

Wildfire RiskHigh
above 79% of the US · above 68% of Florida
Wildfire LikelihoodAbout 1 in 211 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Consolidated CommunicationsDSL50 / 10
VerizonFixed Wireless25 / 6
AT&TFixed Wireless25 / 3
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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