10 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 10 Hwy 98 E, Carrabelle, FL 32322 · Last verified January 2026

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,489 sqft · built 2007
Owner	Individual Name on File
Last Sale	$215,000 (Apr 2021)
Tax Bill	$2,311 (2025)
Deeds & Mortgages	Apr 2021 Sale
Flood Zone	Zone VE (high risk)
APN	`04-07S-03W-1000-000F-0100`

Property Details

APN / Parcel Number

Primary APN	`04-07S-03W-1000-000F-0100`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,489 sqft Heated Area
Gross Area	1,897 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Porch	Open Porch
Porch Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	HWY 98 E #10
City	CARRABELLE
State	FL
Zip	32322
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BUNGALOWS BY THE GULF BUILDING F UNIT #10 OR 11/48 70/561 163/621 178/621 302/135 335/93 693/377 693/379 705/138 736/574 765/
Legal Subdivision	BUNGALOWS/GULF
Legal Unit	10
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2076
Census Tract	970102

Owner

Source: Franklin County records · APN 04-07S-03W-1000-000F-0100

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 807, CARRABELLE, FL 32322-0807
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 19, 2021 · Amount on Record
Deed Sale	Apr 19, 2021 · Amount on Record
Deed Document Number	202119002385
Deed Book / Page	1297 / 675
Record Updated	Jun 08, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Apr 19, 2021
Property Address	HWY 98 E #10, CARRABELLE, FL 32322
Document Number	0019002385
Book / Page	1297 / 675
Map Reference	MB 974 PG 352
Instrument Date	Apr 12, 2021
Instrument	202119002385
Transaction Type	Transfer
Record Updated	Feb 03, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5608 OVERTON DR, PARKER, TX 75002-5428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 BANNER FARM RD, MILLS RIVER, NC 28759-9750

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,311.00 (+4.05%)	$247,339 (-) Land $1 Building $247,338	$247,339 (-) Land $1 Building $247,338
2024	$2,221.00 (+11.27%)	$247,339 (+23.86%) Land $1 Building $247,338	$247,339 (+23.86%) Land $1 Building $247,338
2023	$1,996.00 (-2.49%)	$199,691 (-) Land $1 Building $199,690	$199,691 (-) Land $1 Building $199,690
2022	$2,047.00	$199,691 Land $1 Building $199,690	$199,691 Land $1 Building $199,690

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120379701022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	18.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 293 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured 36 under condo master policies
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024, tidal / storm surge, Hurricane Helene
Claims By Storm	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Consolidated Communications	DSL	50 / 10
Verizon	Fixed Wireless	25 / 6
AT&T	Fixed Wireless	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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