3 Highpoint, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 3 Highpoint, Cedar Grove, NJ 07009

Property Summary

Property Type	Single Family Home
Details	1,490 sqft · built 1985
Lot Size	2.12 acres (92,404 sqft)
Owner	2 Individual Names on Record
Last Sale	$640,000 (Oct 2024)
Tax Bill	$9,974 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00040-0000-00237-0000-C0003`

Property Details

APN / Parcel Number

Primary APN	`04-00040-0000-00237-0000-C0003`
Alternative APNs	`0400040000000237C0003` `040004000000023703`

Interior

Stories	2 Stories
Building Area	1,490 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Construction Type	Frame
Lot Area	92,404 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	040004000000023703
Street Address	3 HIGHPOINT
City	CEDAR GROVE
State	NJ
Zip	07009-1972
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-MF
Legal Description	2.25032% CE 6.121 AC
Legal Subdivision	HIGH POINT/CEDAR GROVE CONDOS
Legal Block	40
Legal Lot Number	237
Jurisdiction	ESSEX NJ
Township / Civil Division	CEDAR GROVE
Census Block Group	2
Census Block	2002
Census Tract	21400

Owner

Source: Essex County and Cedar Grove Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 HIGHPOINT, CEDAR GROVE, NJ 07009-1972
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2024 · Amount on Record
Deed Sale	Oct 18, 2024 · Amount on Record
Prior Sale	Jun 24, 2020 · Amount on Record
Deed Document Number	202461773
Record Updated	Sep 20, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 24, 2020
Property Address	3 HIGHPOINT, CEDAR GROVE, NJ 07009-1972
Document Number	0000058530
Instrument Date	Apr 15, 2020
Instrument	58530
Transaction Type	Transfer
Record Updated	Jul 8, 2020
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 HIGHPOINT CEDAR GRV CEDAR GROVE NJ 07009, CEDAR GROVE, NJ 07009

Mortgage

Document Number	58531
Date	Jun 24, 2020
Instrument	58531

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2050

Tax Assessment & Valuation

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Cedar Grove Township
Unified School District	Cedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$593,100 (+59.78%) Land $295,000 Building $298,100	$593,100 (+59.78%) Land $295,000 Building $298,100
2025	$9,974.00 (+22.23%)	$371,200 (+18.9%) Land $125,000 Building $246,200	$371,200 (+18.9%) Land $125,000 Building $246,200
2024	$8,160.00 (+1.95%)
2023		$312,200 Land $125,000 Building $187,200	$312,200 Land $125,000 Building $187,200
2022	$8,004.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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