Essex County and Cedar Grove Township property record for 10 Highpoint, Cedar Grove, NJ 07009
| Property Type | Single Family Home |
|---|---|
| Details | 1,818 sqft · built 1985 |
| Lot Size | 6.12 acres (266,631 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Mar 2024) |
| Tax Bill | $10,200 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00040-0000-00237-0000-C0010 |
| Primary APN | 04-00040-0000-00237-0000-C0010 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,818 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Lot Area | 266,631 sqft |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 040004000000023710 |
|---|---|
| Street Address | 10 HIGHPOINT |
| City | CEDAR GROVE |
| State | NJ |
| Zip | 07009-1975 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-MF |
| Legal Description | 6.121 AC |
| Legal Subdivision | HIGH POINT/CEDAR GROVE CONDOS |
| Legal Block | 40 |
| Legal Lot Number | 237 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | CEDAR GROVE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21400 |
Source: Essex County and Cedar Grove Township records · APN 04-00040-0000-00237-0000-C0010
Assessment roll updated July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 100 HARRISON ST, BELLEVILLE, NJ 07109-4506 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Oct 02, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LUMINATE BANK |
| Mar 14, 2024 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Feb 13, 2018 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 15, 2024 · Amount on Record |
| Deed Sale | Mar 15, 2024 · Amount on Record |
| Prior Sale | Mar 14, 2024 · Amount on Record |
| Deed Document Number | 202415292 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 10 HIGHPOINT, CEDAR GROVE, NJ 07009-1975 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 41 CAMINO REAL BLKVD, HOWEY IN THE HILLS, FL 34737 |
| Document Number | 0000062292 |
|---|---|
| Date | Oct 02, 2025 |
| Instrument | 2025062292 |
| Name | LUMINATE BANK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55405 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Mar 14, 2024 |
| Property Address | 10 HIGHPOINT, CEDAR GROVE, NJ 07009-1975 |
| Document Number | 0000014908 |
| Instrument Date | Jan 26, 2024 |
| Instrument | 2024014908 |
| Transaction Type | Transfer |
| Record Updated | Apr 09, 2024 |
| Title Company | RIDGE TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,475.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 HIGHPOINT # 10, 10, CEDAR GROVE, NJ 07009-1975 |
| Name | Verified Name |
|---|---|
| Address | 10 HIGH ST BLDG KZB # 10 BLDG KZB, 10, EAST RUTHERFORD, NJ 07073-1404 |
| Document Number | 0000014919 |
|---|---|
| Date | Mar 14, 2024 |
| Instrument | 2024014919 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 01, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Feb 13, 2018 |
| Property Address | 10 HIGHPOINT, CEDAR GROVE, NJ 07009-1975 |
| Document Number | 0000012992 |
| Instrument Date | Jan 26, 2018 |
| Instrument | 12992 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2018 |
| Title Company | PRESTIGE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $412.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 HIGHPOINT CEDAR GROVE NJ 070091975, CEDAR GROVE, NJ 07009-1975 |
| Document Number | 12994 |
|---|---|
| Date | Feb 13, 2018 |
| Instrument | 12994 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2048 |
Source: Essex County and Cedar Grove Township records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Cedar Grove Township |
| Unified School District | Cedar Grove Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $632,400 (+66.6%) Land $295,000 Building $337,400 | $632,400 (+66.6%) Land $295,000 Building $337,400 | |
| 2025 | $10,200.00 (+9.98%) | $379,600 (+6.99%) Land $125,000 Building $254,600 | $379,600 (+6.99%) Land $125,000 Building $254,600 |
| 2024 | $9,274.00 (+1.95%) | ||
| 2023 | $354,800 Land $125,000 Building $229,800 | $354,800 Land $125,000 Building $229,800 | |
| 2022 | $9,097.00 |
Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2012–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
Based on FCC filings for 340 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CEDAR GROVE WATER DEPT serves 12,900 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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