3 Highland Ave, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 3 Highland Ave, Spring Valley, NY 10977

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 2,498 sqft · built 1966
Lot Size	0.339 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Nov 2019)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392615 63.18-3-17`

Property Details

APN / Parcel Number

Primary APN	`392615 63.18-3-17`
Alternative APNs	`261506301800030170000000` `00407800000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,498 sqft Living Area
1st Floor Area	1,320 sqft

Exterior

Year Built	Built 1966
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	14,810 sqft (0.339 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	336 sqft
Porch	Porch
Porch Area	486 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00407800000
Old Parcel Number	261506301800030170000000
Street Address	3 HIGHLAND AVE
City	SPRING VALLEY
State	NY
Zip	10977-7212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGLE RESIDENCE
Legal Description	LOT:17.000 BLK:3 SEC:63.18 DIST:392615 CITY/MUNI/TWP:CHESTNUT RIDGE
Legal Subdivision	DEXTER PK/PESCOCK
Legal Block	3
Legal Lot Number	17.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	3
Census Block	3010
Census Tract	12504

Owner

Source: Rockland County and Ramapo Town records · APN 392615 63.18-3-17

Assessment roll updated May 31, 2024 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	55 DYKSTRAS WAY E, MONSEY, NY 10952-4023
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 05, 2019 · Amount on Record
Deed Sale	Nov 05, 2019 · Amount on Record
Prior Sale	Jul 11, 1995 · Amount on Record
Deed Document Number	0201932124
Deed Book / Page	2019 / 32124
Record Updated	Jun 08, 2026

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROCKLAND NY
Recording Date	Nov 05, 2019
Property Address	3 HIGHLAND AVE, SPRING VALLEY, NY 10977-7212
Document Number	0000032124
Instrument Date	Oct 30, 2019
Instrument	32124
Transaction Type	Transfer
Record Updated	Nov 28, 2019
Title Company	LAND TRACK TITLE AGENCY LLC, LAND TRACK TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,640.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55 DYKSTRAS WAY E MONSEY NY 109524023, MONSEY, NY 10952-4023

Mortgage

Document Number	32125
Date	Nov 05, 2019
Instrument	32125

Lender

Name	FM HM LOANS
Address	BROOKLYN, NY 11210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 04, 2049

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town records · Assessment roll updated May 31, 2024 · Last verified January 2026

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Municipality	Chestnut Ridge Village
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2024	$58,900 (-) Land $16,800 Building $42,100	$759,021 (+1,188.66%) Land $216,495 Building $542,526
2023	$58,900 Land $16,800 Building $42,100	$58,900 Land $16,800 Building $42,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 19, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 150 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.