13 Highland Ave, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 13 Highland Ave, Spring Valley, NY 10977

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,144 sqft · built 1967
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Owner Names on File
Last Sale	$419,000 (Mar 2004)
Deeds & Mortgages	Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`392615 63.18-3-22`

Property Details

APN / Parcel Number

Primary APN	`392615 63.18-3-22`
Alternative APNs	`261506301800030220000000` `00407850000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,144 sqft Living Area
1st Floor Area	1,208 sqft
2nd Floor Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	190 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	498 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00407850000
Old Parcel Number	261506301800030220000000
Street Address	13 HIGHLAND AVE
City	SPRING VALLEY
State	NY
Zip	10977-7212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGLE RESIDENCE
Legal Description	LOT:22.000 BLK:3 SEC:63.18 DIST:392615 CITY/MUNI/TWP:CHESTNUT RIDGE
Legal Subdivision	DEXTER PARK
Legal Block	3
Legal Lot Number	22.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	3
Census Block	3010
Census Tract	12504

Owner

Source: Rockland County and Ramapo Town records · APN 392615 63.18-3-22

Assessment roll updated May 31, 2024 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	13 HIGHLAND AVE, SPRING VALLEY, NY 10977-7212
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 05, 2004 · Amount on Record
Deed Sale	Mar 05, 2004 · Amount on Record
Deed Document Number	2004-00014874
Record Updated	Jun 08, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	13 HIGHLAND AVE, SPRING VALLEY, NY 10977-7212
Transaction Type	Mortgage
Record Updated	Apr 05, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040076
Date	Nov 10, 2022
Instrument	2022-00040076

Lender

Name	VALLEY NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town records · Assessment roll updated May 31, 2024 · Last verified January 2026

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Municipality	Chestnut Ridge Village
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2024	$69,800 (-) Land $17,100 Building $52,700	$899,485 (+1,197.96%) Land $220,361 Building $679,124
2023	$69,800 Land $17,100 Building $52,700	$69,300 Land $16,978 Building $52,322

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 19, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 150 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.