3 High Mdw, Penfield, NY 14526 Property Records

Monroe County and Penfield Town property record for 3 High Mdw, Penfield, NY 14526

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,679 sqft · built 1961
Lot Size	2.29 acres (99,752 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Nov 2010)
Tax Bill	$10,587 (2026)
Deeds & Mortgages	Jul 2020 Refinance Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`264200 124.17-1-44`

Property Details

APN / Parcel Number

Primary APN	`264200 124.17-1-44`
Alternative APNs	`42001241700001044000` `00740118000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,679 sqft Living Area
1st Floor Area	1,704 sqft
Upper Floors Area	975 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1995
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	99,752 sqft (2.29 acres)
Lot Width	15 ft Width
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Slab
Porch Area	422 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00740118000
Street Address	3 HIGH MDW
City	PENFIELD
State	NY
Zip	14526-1038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20
Legal Description	0050-13-04 HIGH MEADOW L3 01
Legal Subdivision	HIGH MEADOW SUBDIVISION
Legal Block	1
Legal Lot Number	44.000
Jurisdiction	MONROE NY
Township / Civil Division	PENFIELD
Census Block Group	2
Census Block	2001
Census Tract	11605

Owner

3 High Mdw is owned and occupied by two individuals who bought it in November 2010.

Source: Monroe County and Penfield Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 HIGH MDW, PENFIELD, NY 14526-1038
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ESL FCU
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage ESL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2010 · Amount on File
Deed Sale	Nov 16, 2010 · Amount on File
Prior Sale	Oct 15, 2004
Deed Document Number	2010551
Deed Book / Page	10942 / 337
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	3 HIGH MDW, PENFIELD, NY 14526-1038
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 HIGH MEADOW DRIVE, PENFIELD, NY 14526-1038

Mortgage

Document Number	0000000938
Date	Jul 21, 2020
Book Page	28627/468
Instrument	202007210938

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	3 HIGH MDW, PENFIELD, NY 14526-1038
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 HIGH MEADOW DRIVE, PENFIELD, NY 14526-1038

Mortgage

Document Number	0000000937
Date	Jul 21, 2020
Book Page	28627/456
Instrument	202007210937

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 3 High Mdw was $10,587, up 5.1% from the year before.

Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Penfield Town
Unified School District	Penfield Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,587.00 (+5.1%)
2025	$10,073.00	$334,500 Land $72,400 Building $262,100	$446,000 Land $96,533 Building $349,467
2023		$334,500 (-) Land $72,400 Building $262,100	$355,900 (+6.4%) Land $77,032 Building $278,868
2022		$334,500 Land $72,400 Building $262,100	$334,500 Land $72,400 Building $262,100
2021	$9,457.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 High Mdw in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 High Mdw is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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