1 High Mdw, Penfield, NY 14526 Property Records

Monroe County and Penfield Town property record for 1 High Mdw, Penfield, NY 14526

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,140 sqft · built 1965
Lot Size	3.1 acres (135,036 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Dec 2017)
Tax Bill	$13,272 (2026)
Deeds & Mortgages	Feb 2023 Line of Credit Feb 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`264200 124.17-1-45`

Property Details

APN / Parcel Number

Primary APN	`264200 124.17-1-45`
Alternative APN	`00740119000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,140 sqft Living Area
1st Floor Area	2,238 sqft
Basement Area	902 sqft
Finished Basement	902 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Split Level
Exterior Material	Wood
Lot Area	135,036 sqft (3.1 acres)
Lot Width	15 ft Width
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	288 sqft
Porch	Patio
Porch Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00740119000
Street Address	1 HIGH MDW
City	PENFIELD
State	NY
Zip	14526-1038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20
Legal Description	0050-13-04 HIGH MEADOW L4 01
Legal Block	1
Legal Lot Number	45.000
Jurisdiction	MONROE NY
Township / Civil Division	PENFIELD
Census Block Group	2
Census Block	2001
Census Tract	11605

Owner

1 High Mdw is owned and occupied by two individuals who bought it in December 2017.

Source: Monroe County and Penfield Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 HIGH MDW, PENFIELD, NY 14526-1038
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Feb 11, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA
Dec 1, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2017 · Amount on File
Deed Sale	Dec 1, 2017 · Amount on File
Prior Sale	Jan 21, 2004 · Amount on File
Deed Document Number	2017845
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1 HIGH MDW, PENFIELD, NY 14526-1038
Transaction Type	Mortgage
Record Updated	Mar 13, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 HIGH MDW, PENFIELD, NY 14526-1038

Mortgage

Document Number	0000001170
Date	Feb 16, 2023
Book Page	30212/442
Instrument	202302161170

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jan 17, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1 HIGH MDW, PENFIELD, NY 14526-1038
Document Number	0000000610
Instrument Date	Feb 11, 2019
Transaction Type	Mortgage
Record Updated	Mar 29, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 HIGH MDW PENFIELD NY 145261038, PENFIELD, NY 14526-1038

Mortgage

Document Number	0000000610
Date	Feb 27, 2019
Book Page	027936/000610
Instrument	610

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 26, 2044

Interest

Rate Type	Adjustable Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Dec 1, 2017
Property Address	1 HIGH MDW, PENFIELD, NY 14526-1038
Document Number	0000000845
Book / Page	011955 / 000462
Instrument Date	Nov 10, 2017
Instrument	845
Transaction Type	Transfer
Record Updated	Dec 6, 2017

Transaction

Amount	Amount on Record
Tax	$1,440.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8032 MAKAH RD BLAINE WA 982309526, BLAINE, WA 98230-9526

Tax Assessment & Valuation

The 2026 property tax bill for 1 High Mdw was $13,272, up 5.1% from the year before.

Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Penfield Town
Unified School District	Penfield Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,272.00 (+5.09%)
2025	$12,629.00	$414,900 Land $75,400 Building $339,500	$553,200 Land $100,533 Building $452,667
2023		$414,900 (-) Land $75,400 Building $339,500	$441,400 (+6.39%) Land $80,216 Building $361,184
2022		$414,900 Land $75,400 Building $339,500	$414,900 Land $75,400 Building $339,500
2021	$12,756.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 High Mdw in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 High Mdw is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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