3 Higgins St, Norwich, CT 06360 Property Records

Norwich City property record for 3 Higgins St, Norwich, CT 06360

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,385 sqft · built 1880
Lot Size	0.82 acres (35,719 sqft)
Owner	Individual Name on Record
Last Sale	$113,000 (Jul 2002)
Tax Bill	$6,338 (2025)
Deeds & Mortgages	Mar 2021 Refinance May 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NORW M:87 B:3 L:16`

Property Details

APN / Parcel Number

Primary APN	`NORW M:87 B:3 L:16`
Alternative APNs	`NWCH M:87 B:3 L:16` `0060530001` `60530001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,385 sqft Living Area
Gross Area	2,460 sqft
1st Floor Area	892 sqft
Basement Area	616 sqft
Unfinished Basement	616 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	35,719 sqft (0.82 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	60530001
Street Address	3 HIGGINS ST
City	NORWICH
State	CT
Zip	06360-3320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Block	3
Legal Lot Number	16
Jurisdiction	NORWICH CT
Township / Civil Division	NORWICH
Census Block Group	2
Census Block	2000
Census Tract	697000

Owner

Source: Norwich City records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 HIGGINS ST, NORWICH, CT 06360-3320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COREPLUS FCU
May 13, 2022	Warranty Deed, Transfer · Stand-Alone Refinance DIGITAL FCU
Mar 22, 2019	Deed of Trust, Mortgage · Balloon Mortgage COMMUNITY ECONOMIC DEVELOPMENT
Mar 22, 2019	Deed of Trust, Mortgage · Balloon Mortgage COMMUNITY ECONOMIC DEVELOPMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2002 · Amount on Record
Deed Sale	Jul 3, 2002 · Amount on Record
Deed Book / Page	1670 / 78
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWICH CT
Property Address	3 HIGGINS ST, NORWICH, CT 06360-3320
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003235-328
Date	Mar 3, 2021
Book Page	3235/328
Instrument	2021001032

Lender

Name	COREPLUS FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	May 13, 2022
Property Address	3 HIGGINS ST, NORWICH, CT 06360-3320
Document Number	003342-121
Book / Page	3342 / 121
Instrument Date	May 5, 2022
Instrument	2022002252
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	132 BROAD ST, GROTON, CT 06340-3643

Mortgage

Document Number	2022002253
Date	May 13, 2022
Instrument	2022002253

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWICH CT
Property Address	3 HIGGINS ST, NORWICH, CT 06360-3320
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3112-267
Date	Mar 22, 2019
Book Page	3112/267
Instrument	2019000963

Lender

Name	COMMUNITY ECONOMIC DEVELOPMENT

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Apr 1, 2024

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWICH CT
Property Address	3 HIGGINS ST, NORWICH, CT 06360-3320
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3112-254
Date	Mar 22, 2019
Book Page	3112/254
Instrument	2019000962

Lender

Name	COMMUNITY ECONOMIC DEVELOPMENT

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	49 Months
Due	Apr 1, 2023

Tax Assessment & Valuation

Source: Norwich City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwich City
Unified School District	Norwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,338.00	$156,600 (+77.75%) Land $48,800 Building $107,800	$109,620 Land $34,160 Building $75,460
2024	$6,338.00 (+47.91%)
2023	$4,285.00 (+0.33%)	$88,100 (-) Land $24,300 Building $63,800
2022	$4,271.00	$88,100 Land $24,300 Building $63,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWICH PUBLIC UTILITIES serves 36,163 people · EPA ID CT1040011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018 Haloacetic acids not recorded as resolved · Feb 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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