3 Hearth Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 3 Hearth Ct, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,032 sqft · built 1980
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$770,000 (Aug 2026)
Tax Bill	$11,369 (2025)
Deeds & Mortgages	Aug 2026 Sale May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-00084-01-00059`

Property Details

APN / Parcel Number

Primary APN	`21-00084-01-00059`
Alternative APNs	`2100084000100059` `210590`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,032 sqft Living Area
1st Floor Area	1,096 sqft
Upper Floors Area	936 sqft
Basement Area	408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	210590
Street Address	3 HEARTH CT
City	HOWELL
State	NJ
Zip	07731-1658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC-1
Legal Subdivision	US/CANDLEWOOD SEC 05
Legal Block	84.1
Legal Lot Number	59
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3008
Census Tract	811303

Owner

3 Hearth Ct is owned and occupied by two individuals who bought it in August 2026.

Source: Monmouth County and Howell Township records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 HEARTH CT, HOWELL, NJ 07731-1658
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Bargain and Sale Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY COMPANY
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BK
Mar 8, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2026 · Amount on File
Deed Sale	Aug 26, 2026 · Amount on File
Deed Document Number	202670658
Deed Book / Page	9809 / 9726
Record Updated	Oct 29, 2026

August 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 26, 2026
Property Address	3 HEARTH CT, HOWELL, NJ 07731-1658
Document Number	0000070658
Book / Page	9809 / 9726
Instrument Date	Aug 10, 2026
Instrument	202670658
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount on Record
Tax	$77,770.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 HEARTH CT, HOWELL, NJ 07731-1658

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	3 HEARTH CT, HOWELL, NJ 07731-1658
Document Number	0000053291
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 HEARTH CT HOWELL NJ 077311658, HOWELL, NJ 07731-1658

Mortgage

Document Number	0000053291
Date	May 21, 2020
Book Page	009415/002675
Instrument	53291

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 20, 2040

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	3 HEARTH CT, HOWELL, NJ 07731-1658
Document Number	0000030552
Book / Page	009218 / 006353
Instrument Date	Mar 8, 2017
Transaction Type	Mortgage
Record Updated	May 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 HEARTH CT HOWELL NJ 077311658, HOWELL, NJ 07731-1658

Mortgage

Document Number	0000030552
Date	Mar 22, 2017
Book Page	009218/006353
Instrument	30552

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3 Hearth Ct was $11,369, up 6% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$691,200 (+4.63%) Land $407,000 Building $284,200	$691,200 (+4.63%) Land $407,000 Building $284,200
2025	$11,369.00 (+5.98%)	$660,600 Land $379,000 Building $281,600	$660,600 Land $379,000 Building $281,600
2024	$10,728.00
2023		$544,000 Land $277,000 Building $267,000	$544,000 Land $277,000 Building $267,000
2022	$8,719.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Hearth Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Hearth Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon.

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