2 Hearth Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 2 Hearth Ct, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,822 sqft · built 1980
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$158,000 (May 2000)
Tax Bill	$10,830 (2025)
Deeds & Mortgages	Mar 2023 Second Mortgage Mar 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-00084-01-00079`

Property Details

APN / Parcel Number

Primary APN	`21-00084-01-00079`
Alternative APNs	`2100084000100079` `210790`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,822 sqft Living Area
1st Floor Area	1,292 sqft
Upper Floors Area	1,174 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Patio Area	376 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	210790
Street Address	2 HEARTH CT
City	HOWELL
State	NJ
Zip	07731-1612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC-1
Legal Subdivision	US/CANDLEWOOD SEC 05
Legal Block	84.1
Legal Lot Number	79
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3008
Census Tract	811303

Owner

2 Hearth Ct is owned and occupied by two individuals who acquired it in June 2009.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 HEARTH CT, HOWELL, NJ 07731-1612
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST FINANCIAL FCU
Mar 11, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Mar 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2000 · Amount on File
Deed Sale	May 10, 2000 · Amount on File
Deed Book / Page	5934 / 162
Last Transfer Date	Jun 30, 2009
Transfer Doc	0087847209
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	2 HEARTH CT, HOWELL, NJ 07731-1612
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096387242
Date	Mar 24, 2023
Book Page	9638/7242
Instrument	2023020718

Lender

Name	FIRST FINANCIAL FCU
Type	Credit Union
Address	FREEHOLD, NJ 07728

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 21, 2033

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	2 HEARTH CT, HOWELL, NJ 07731-1612
Document Number	0000025212
Instrument Date	Mar 11, 2019
Transaction Type	Mortgage
Record Updated	Apr 3, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 HEARTH CT HOWELL NJ 077311612, HOWELL, NJ 07731-1612

Mortgage

Document Number	0000025212
Date	Mar 21, 2019
Book Page	009340/003907
Instrument	25212

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2049

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	2 HEARTH CT, HOWELL, NJ 07731-1612
Document Number	0000036911
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 HEARTH CT HOWELL NJ 077311612, HOWELL, NJ 07731-1612

Mortgage

Document Number	0000036911
Date	Apr 7, 2017
Book Page	009221/003451
Instrument	36911

Lender

Name	CITIBANK
Type	Federal Savings Bank
Address	O FALLON, MO 63368-2240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 6, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 2 Hearth Ct was $10,830, up 8.2% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$659,500 (+4.8%) Land $411,000 Building $248,500	$659,500 (+4.8%) Land $411,000 Building $248,500
2025	$10,830.00 (+8.22%)	$629,300 Land $383,000 Building $246,300	$629,300 Land $383,000 Building $246,300
2024	$10,007.00
2023		$506,900 Land $281,000 Building $225,900	$506,900 Land $281,000 Building $225,900
2022	$7,858.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Hearth Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Hearth Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon.

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