3 Hatteras St, Berlin, MD 21811 Property Records

Worcester County property record for 3 Hatteras St, Berlin, MD 21811

Property Summary

Property Type	Townhouse
Details	2 ba · 1,187 sqft · built 2002
Lot Size	0.058 acres (2,530 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (May 2026)
Tax Bill	$2,510 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-148394`

Property Details

APN / Parcel Number

Primary APN	`03-148394`
Alternative APN	`148394`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,187 sqft Total Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,530 sqft (0.058 acres)
Garage Type	Attached
Garage Area	258 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	148394
Street Address	3 HATTERAS ST
City	BERLIN
State	MD
Zip	21811-3815
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3-R5
Legal Description	LOT 100 3086 SQ FT HATTERAS ST SEC 16 PARKE AT OCEAN PINES P2
Legal Subdivision	PARKE AT OCEAN PINES
Legal Lot Number	100
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	3
Census Block	3014
Census Tract	951101

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 HATTERAS ST, BERLIN, MD 21811-3815
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Special Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORPORATION
Apr 4, 2018	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Aug 21, 2024 · Amount on Record
Deed Book / Page	9156 / 304
Prior Transfer Date	Dec 16, 2008
Prior Transfer Doc	0051830426
Record Updated	Oct 29, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WORCESTER MD
Recording Date	May 28, 2026
Property Address	3 HATTERAS ST, BERLIN, MD 21811-3815
Document Number	9156000304
Book / Page	9156 / 304
Instrument Date	May 8, 2026
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	CAPITAL TITLE, CAPITOL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33,835.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3 HATTERAS ST, BERLIN, MD 21811-3815

Mortgage

Document Number	9156000311,
Date	May 28, 2026
Book Page	9156/311

Lender

Name	SWBC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Apr 4, 2018
Property Address	3 HATTERAS ST, OCEAN PINES, MD 21811-3815
Document Number	0071870081
Book / Page	7187 / 081
Map Reference	MB163 FO46-55
Instrument Date	Mar 27, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	MARYLAND TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	951 FELL ST APT 401, 951, BALTIMORE, MD 21231-3591

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 SANDPIPER LN, BERLIN, MD 21811-1574

Mortgage

Document Number	0000718790
Date	Apr 4, 2018
Instrument	7187/90

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,510.00 (+13.94%)	$271,933 (+13.94%)	$305,200 (-) Land $45,000 Building $260,200
2025	$2,203.00 (+19.53%)	$238,667 (+23.9%)	$305,200 (+48.59%) Land $45,000 Building $260,200
2023	$1,843.00	$192,633	$205,400 Land $45,000 Building $160,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 206 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	281 units insured incl. 75 condo units
Nearby Flood Claims	4 (2011–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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