15 Hatteras St, Berlin, MD 21811 Property Records

Worcester County property record for 15 Hatteras St, Berlin, MD 21811

Property Summary

Property Type	Townhouse
Details	2 ba · 1,230 sqft · built 2003
Lot Size	0.111 acres (4,819 sqft)
Owner	2 Company Names on File
Last Sale	$137,900 (Mar 2015)
Tax Bill	$1,576 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Jun 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-148327`

Property Details

APN / Parcel Number

Primary APN	`03-148327`
Alternative APN	`148327`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,230 sqft Total Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,819 sqft (0.111 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	148327
Street Address	15 HATTERAS ST
City	BERLIN
State	MD
Zip	21811-3815
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3-R5
Legal Description	LOT 94 4819 SQ FT HATTERAS ST SEC 16 PARKE AT OCEAN PINES P2
Legal Subdivision	PARKE AT OCEAN PINES
Legal Lot Number	94
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	3
Census Block	3014
Census Tract	951101

Owner

15 Hatteras St, a townhouse, is owned by a company that bought it in March 2015 and is owner-occupied.

Source: Worcester County records, as of October 6, 2026

Owner of Record	2 Company Names on File
Mailing Address	15 HATTERAS ST, BERLIN, MD 21811-3815
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 22, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 10, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2015 · Amount on File
Deed Sale	Mar 31, 2015 · Amount on File
Prior Sale	May 7, 2014 · Amount on File
Deed Book / Page	6533 / 397
Prior Transfer Date	Apr 7, 2014
Prior Transfer Doc	0063630055
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	15 HATTERAS ST, OCEAN PINES, MD 21811-3815
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 HATTERAS ST, BERLIN, MD 21811-3815

Mortgage

Document Number	0090350004
Date	Nov 3, 2025
Book Page	9035/4

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 24, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	15 HATTERAS ST, OCEAN PINES, MD 21811-3815
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070240303
Date	Jun 22, 2017
Book Page	7024/303
Instrument	7024-303

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	357 Months
Due	Mar 24, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WORCESTER MD
Recording Date	Mar 10, 2021
Property Address	15 HATTERAS ST, OCEAN PINES, MD 21811-3815
Document Number	0079620454
Book / Page	7962 / 454
Map Reference	MB SVH163 FO 46-55
Instrument Date	Feb 16, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 HATTERAS ST, BERLIN, MD 21811-3815

Tax Assessment & Valuation

The 2026 property tax bill for 15 Hatteras St was $1,576 with a homeowner's exemption, up 5.4% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,576.00 (+5.42%) Homeowner's exemption	$287,200 (+9.24%)	$311,500 (-) Land $50,000 Building $261,500
2025	$1,495.00 Homeowner's exemption	$262,900	$311,500 Land $50,000 Building $261,500
2023	$1,833.00 Homeowner's exemption	$218,300	$238,600 Land $50,000 Building $188,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Hatteras St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 206 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	281 units insured incl. 75 condo units
Nearby Flood Claims	4 (2011–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Hatteras St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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