Monmouth County and Rumson Borough property record for 3 Harding Ln, Rumson, NJ 07760 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 5.5 Baths |
| Year Built | Built 1988 |
| Square Footage | 6,234 sqft Living Area |
| Lot Size | 1.53 acres |
| Occupancy | Owner Occupied |
| Last Sale | $1,800,000 (2004) |
| Tax Bill | $17,788.00 (2025) |
| Primary APN | 41-00084-0000-00023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 11 Rooms |
| Building Area | 6,234 sqft Living Area |
| 1st Floor | 3,644 sqft 1st Floor |
| Upper Floors | 2,590 sqft Upper Floors |
| Basement Area | 2,502 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial Style |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 67,082 sqft |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 736 sqft Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
|---|---|
| Deck Area | 264 sqft Deck |
| Patio Area | 888 sqft Patio |
| Porch | Open Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 3 HARDING LN |
|---|---|
| City | RUMSON |
| State | NJ |
| Zip | 07760-1064 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 84 |
| Legal Lot Number | 23 |
| Jurisdiction | MONMOUTH NJ |
| Minor Civil Division | RUMSON |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 803800 |
Source: Monmouth County and Rumson Borough records · APN 41-00084-0000-00023
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 HARDING LN, RUMSON, NJ 07760-1064 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Aug 10, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| Nov 24, 2018 | Deed of Trust, Mortgage BANK OF AMERICA |
| Aug 28, 2018 | Grant Deed, Transfer BROAD STREET TITLE AGENCY LLC, BROAD STREET TITLE AGCY LLC |
| Aug 28, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 16, 2004 · Amount on Record |
| Deed Sale | Jul 16, 2004 · Amount on Record |
| Deed Book / Page | 8382 / 4749 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 3 HARDING LN, RUMSON, NJ 07760-1064 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0095137071 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 9513/7071 |
| Instrument | 2021082584 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 3 HARDING LN, RUMSON, NJ 07760-1064 |
| Document Number | 0000074494 |
| Instrument Date | Aug 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 02, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3 HARDING LN RUMSON NJ 077601064, RUMSON, NJ 07760-1064 |
| Document Number | 0000074494 |
|---|---|
| Date | Aug 15, 2019 |
| Book Page | 009363/004897 |
| Instrument | 74494 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 14, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 3 HARDING LN, RUMSON, NJ 07760-1064 |
| Document Number | 0000116513 |
| Instrument Date | Nov 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2018 |
| Title Company | TITLE 365- NLSE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3 HARDING LN RUMSON NJ 077601064, RUMSON, NJ 07760-1064 |
| Document Number | 0000116513 |
|---|---|
| Date | Dec 05, 2018 |
| Book Page | 009323/006061 |
| Instrument | 116513 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 04, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 28, 2018 |
| Property Address | 3 HARDING LN, RUMSON, NJ 07760-1064 |
| Document Number | 0000085795 |
| Book / Page | 009309 / 003558 |
| Instrument Date | Aug 20, 2018 |
| Instrument | 85795 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | BROAD STREET TITLE AGENCY LLC, BROAD STREET TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3 HARDING LN RUMSON NJ 077601064, RUMSON, NJ 07760-1064 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 28, 2018 |
| Property Address | 3 HARDING LN, RUMSON, NJ 07760-1064 |
| Document Number | 0000085794 |
| Book / Page | 009309 / 003525 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 85794 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,448.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 39 COLERIDGE DR MARLBORO NJ 077462148, MARLBORO, NJ 07746-2148 |
Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,897,700 (+11.91%) Land $1,381,300 Building $516,400 | $1,897,700 (+11.91%) Land $1,381,300 Building $516,400 | |
| 2025 | $17,788.00 (-3.95%) | $1,695,700 (+8.78%) Land $1,256,200 Building $439,500 | $1,695,700 (+8.78%) Land $1,256,200 Building $439,500 |
| 2024 | $18,519.00 (+5.1%) | ||
| 2023 | $1,558,800 Land $1,116,800 Building $442,000 | $1,558,800 Land $1,116,800 Building $442,000 | |
| 2022 | $17,621.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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