2 Harding Ln, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 2 Harding Ln, Rumson, NJ 07760 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1994
Square Footage3,636 sqft Living Area
Lot Size1.5 acres
OccupancyOwner Occupied
Last Sale$1,925,000 (2021)
Tax Bill$24,357.00 (2025)

Property Details

APN / Parcel Number

Primary APN41-00084-0000-00025
Alternative APN
  • 410008400025

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area3,636 sqft Living Area
1st Floor2,292 sqft 1st Floor
Upper Floors1,512 sqft Upper Floors
Basement Area720 sqft Basement
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleColonial Style
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area65,340 sqft
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area792 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area100 sqft Shed
Deck Area420 sqft Deck
Patio Area264 sqft Patio
PorchOpen Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address2 HARDING LN
CityRUMSON
StateNJ
Zip07760-1063
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionHARDING RDG
Legal Block84
Legal Lot Number25
JurisdictionMONMOUTH NJ
Minor Civil DivisionRUMSON
Census Blockgroup2
Census Block2008
Census Tract803800

Owner

Source: Monmouth County and Rumson Borough records · APN 41-00084-0000-00025

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2 HARDING LN, RUMSON, NJ 07760-1063
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2021Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Jul 19, 2017Deed of Trust, Construction Loan · Line of Credit
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 10, 2021 · Amount on Record
Deed SaleJun 10, 2021 · Amount on Record
Prior SaleMar 22, 2016 · Amount on Record
Deed Doc Number202192279
Deed Book / Page9519 / 571
Record RefreshedSep 20, 2026

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateJun 10, 2021
Property Address2 HARDING LN, RUMSON, NJ 07760-1063
Document Number0095190571
Book / Page9519 / 571
Instrument DateApr 28, 2021
Instrument2021092279
Transaction TypeTransfer
Record UpdatedJun 30, 2021
Title CompanyTWO RIVERS TITLE COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$40,017.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2 HARDING LN, 2, RUMSON, NJ 07760-1063

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 HARDING LN, RUMSON, NJ 07760-1063

Mortgage

Document Number2021092280
DateJun 10, 2021
Instrument2021092280
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

July 2017: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Recording DateJul 19, 2017
Property Address2 HARDING LN, RUMSON, NJ 07760-1063
Document Number0000068912
Book / Page009236 / 006814
Instrument DateJun 29, 2017
Instrument68912
Transaction TypeConstruction Loan
Record UpdatedOct 01, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 HARDING LN RUMSON NJ 077601063, RUMSON, NJ 07760-1063

Mortgage

Document Number0000068912
DateJul 19, 2017
Book Page009236/006814
Instrument68912
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityRumson Borough
Elementary School DistrictRumson Borough School District (KG - 08)
Secondary School DistrictRumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,616,400 (+12.68%) Land $1,631,300 Building $985,100$2,616,400 (+12.68%) Land $1,631,300 Building $985,100
2025$24,357.00 (+1.78%)$2,321,900 (+15.39%) Land $1,483,500 Building $838,400$2,321,900 (+15.39%) Land $1,483,500 Building $838,400
2024$23,930.00 (+4.59%)
2023$2,012,200 Land $1,320,500 Building $691,700$2,012,200 Land $1,320,500 Building $691,700
2022$22,880.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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