3 Harbor Dr, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 3 Harbor Dr, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,061 sqft · built 1970
Lot Size	1.48 acres (64,904 sqft)
Owner	2 Individual Names on File
Last Sale	$1,615,000 (Jul 2019)
Tax Bill	$24,234 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`41-00111-0000-00030`

Property Details

APN / Parcel Number

Primary APN	`41-00111-0000-00030`
Alternative APNs	`410011100030` `203500`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,061 sqft Living Area
1st Floor Area	2,864 sqft
Upper Floors Area	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	64,904 sqft
Garage Area	650 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	779 sqft
Porch	Open Porch
Deck Area	364 sqft
Patio Area	460 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	203500
Street Address	3 HARBOR DR
City	RUMSON
State	NJ
Zip	07760-1018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF80
Legal Subdivision	RIVERS EDGE/RUMSON
Legal Block	111
Legal Lot Number	30
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	4
Census Block	4017
Census Tract	803800

Owner

Source: Monmouth County and Rumson Borough records · APN 41-00111-0000-00030

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 HARBOR DR, RUMSON, NJ 07760-1018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2019 · Amount on Record
Deed Sale	Jul 31, 2019 · Amount on Record
Prior Sale	Jul 07, 2015 · Amount on Record
Deed Document Number	201968761
Deed Book / Page	9360 / 4619
Record Updated	Sep 20, 2026

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 31, 2019
Property Address	3 HARBOR DR, RUMSON, NJ 07760-1018
Document Number	0000068761
Book / Page	009360 / 004619
Instrument Date	Jul 17, 2019
Instrument	68761
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,615.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 HARBOR DR RUMSON NJ 077601018, RUMSON, NJ 07760-1018

Mortgage

Document Number	68762
Date	Jul 31, 2019
Book Page	009360/004651
Instrument	68762

Lender

Name	HSBC BK USA NA
Type	Bank
Address	452 5TH AVE, NEW YORK, NY 10018-2706

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.54%

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,567,300 (+11.13%) Land $1,587,400 Building $979,900	$2,567,300 (+11.13%) Land $1,587,400 Building $979,900
2025	$24,234.00 (+1.78%)	$2,310,200 (+13.43%) Land $1,476,300 Building $833,900	$2,310,200 (+13.43%) Land $1,476,300 Building $833,900
2024	$23,810.00 (+2.18%)
2023		$2,036,600 Land $1,348,600 Building $688,000	$2,036,600 Land $1,348,600 Building $688,000
2022	$23,301.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258038004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 118 policies
Nearby Flood Policies	118 in force
Nearby Flood Claims	279 (1978–2019)
Claims Outside the SFHA	32 of 279
Most Recent Claim	Jun 2019 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 129 claims Hurricane Irene, Aug 2011 · 19 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 74 claims

Wildfire

Wildfire Risk	Low lower than 64% of the US · above 55% of New Jersey
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Based on FCC filings for 22 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ1345001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.