Cumberland Town property record for 3 Hannah Dr, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,362 sqft · built 1988 |
| Lot Size | 0.577 acres (25,134 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $725,000 (Sep 2023) |
| Tax Bill | $7,609 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2024 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-0016-75 |
| Primary APN | 3-0016-75 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,362 sqft Living Area |
| Gross Area | 4,386 sqft |
| 1st Floor Area | 1,260 sqft |
| Basement Area | 1,064 sqft |
| Unfinished Basement | 1,064 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,134 sqft (0.577 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 3-0016-75 |
|---|---|
| Street Address | 3 HANNAH DR |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-1624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 90 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 11402 |
Source: Cumberland Town records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3 HANNAH DR, CUMBERLAND, RI 02864-1624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage LEADER BANK NA |
| Sep 3, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Sep 18, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2023 · Amount on Record |
| Deed Sale | Sep 18, 2023 · Amount on Record |
| Prior Sale | Aug 16, 2011 |
| Deed Document Number | 2023140635 |
| Deed Book / Page | 1964 / 99 |
| Transfer Doc | 1542-391 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Apr 8, 2026 |
| Property Address | 3 HANNAH DR, CUMBERLAND, RI 02864-1624 |
| Document Number | 002027-352 |
| Book / Page | 2027 / 352 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 2026154442 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3 HANNAH DR, CUMBERLAND, RI 02864-1624 |
| Document Number | 0000154442, |
|---|---|
| Date | Apr 8, 2026 |
| Book Page | 2027/352 |
| Instrument | 2026154442 |
| Name | LEADER BANK NA |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 337 Months |
| Due | May 1, 2054 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 3 HANNAH DR, CUMBERLAND, RI 02864-1624 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001985-529 |
|---|---|
| Date | Sep 3, 2024 |
| Book Page | 1985/529 |
| Instrument | 145566 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Sep 18, 2023 |
| Property Address | 3 HANNAH DR, CUMBERLAND, RI 02864-1624 |
| Document Number | 0001964-99 |
| Book / Page | 1964 / 99 |
| Instrument Date | Sep 18, 2023 |
| Instrument | 140635 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 HANNAH DR, CUMBERLAND, RI 02864-1624 |
| Document Number | 0000140636 |
|---|---|
| Date | Sep 18, 2023 |
| Instrument | 140636 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,609.00 (+5.95%) | $760,100 (+29.87%) Land $295,700 Building $464,400 | $760,774 |
| 2025 | $7,182.00 (+5.6%) | $585,300 (-) Land $175,900 Building $409,400 | |
| 2023 | $6,801.00 (+5.1%) | $585,300 (+35.58%) Land $175,900 Building $409,400 | |
| 2022 | $6,471.00 | $431,700 Land $122,200 Building $309,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2018–2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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