10 Hannah Dr, Cumberland, RI 02864 Property Records

Cumberland Town property record for 10 Hannah Dr, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,941 sqft · built 1997
Lot Size	0.582 acres (25,352 sqft)
Owner	2 Individual Names on File
Last Sale	$452,000 (Dec 2011)
Tax Bill	$8,970 (2026)
Deeds & Mortgages	Aug 2020 Refinance Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8990-88`

Property Details

APN / Parcel Number

Primary APN	`8990-88`
Alternative APN	`CUMB M:036 B:0099 L:000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,941 sqft Living Area
Gross Area	5,069 sqft
1st Floor Area	1,471 sqft
Basement Area	1,111 sqft
Unfinished Basement	1,111 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,352 sqft (0.582 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	8990-88
Street Address	10 HANNAH DR
City	CUMBERLAND
State	RI
Zip	02864-1623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	100
Legal Block	99
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2004
Census Tract	11402

Owner

10 Hannah Dr is owned and occupied by two individuals who bought it in December 2011.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 HANNAH DR, CUMBERLAND, RI 02864-1623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BETTER MORTGAGE CORP
Aug 15, 2019	Deed of Trust, Mortgage · Conventional with PMI FIRST INTERNET BK/IN
Dec 16, 2016	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2011 · Amount on File
Deed Sale	Dec 1, 2011 · Amount on File
Deed Book / Page	1552 / 720
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	10 HANNAH DR, CUMBERLAND, RI 02864-1623
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1849-230
Date	Aug 6, 2020
Book Page	1849/230
Instrument	116089

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	10 HANNAH DR, CUMBERLAND, RI 02864-1623
Document Number	1812-399
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 HANNAH DR CUMBERLAND RI 028641623, CUMBERLAND, RI 02864-1623

Mortgage

Document Number	1812-399
Date	Sep 3, 2019
Book Page	001812/000399

Lender

Name	FIRST INTERNET BK/IN
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2049

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	10 HANNAH DR, CUMBERLAND, RI 02864-1623
Document Number	1733-125
Book / Page	001733 / 000125
Instrument Date	Dec 16, 2016
Transaction Type	Mortgage
Record Updated	Feb 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1733-125
Date	Jan 12, 2017
Book Page	001733/000125

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 11, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 10 Hannah Dr was $8,970, up 5.1% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,970.00 (+5.11%)	$896,100 (+28.84%) Land $296,100 Building $600,000	$905,645
2025	$8,534.00	$695,500 Land $176,100 Building $519,400
2023	$8,082.00 (-0.8%)	$695,500 (+27.97%) Land $176,100 Building $519,400
2022	$8,147.00	$543,500 Land $122,300 Building $421,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Hannah Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2018–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Hannah Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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