3 Graveyard Point Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 3 Graveyard Point Rd, Harpswell, ME 04079 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,910 sqft · built 1920
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on File
Last Sale$729,000 (Sep 2016)
Tax Bill$5,242 (2025)
Deeds & MortgagesApr 2018 Mortgage
Jul 2020 Refinance
Flood ZoneZone X (minimal risk)
APNHARP M:018 L:134

Property Details

APN / Parcel Number

Primary APNHARP M:018 L:134
Alternative APN
  • 1551

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,910 sqft Living Area
Gross Area5,322 sqft
1st Floor Area1,175 sqft
AtticAttic
Attic Area980 sqft
Basement Area1,435 sqft
Unfinished Basement1,435 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,038 sqft (0.46 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number1551
Street Address3 GRAVEYARD POINT RD
CityHARPSWELL
StateME
Zip04079-3329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number134
JurisdictionHARPSWELL ME
Township / Civil DivisionHARPSWELL
Census Block Group2
Census Block2012
Census Tract17101

Owner

Source: Cumberland County and Harpswell Town records · APN HARP M:018 L:134

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2271 COUNTY ROAD 3949, ARLEY, AL 35541-2692
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2018Deed of Trust, Mortgage · ARM
UNIBANK FOR SAVINGS
Jul 28, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
UNIBANK FOR SAVINGS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 01, 2016 · Amount on Record
Deed SaleSep 01, 2016 · Amount on Record
Deed Document Number201646264
Deed Book / Page33409 / 281
Record UpdatedSep 20, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARPSWELL ME
Property Address3 GRAVEYARD POINT RD, HARPSWELL, ME 04079-3329
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0347840293
DateApr 18, 2018
Book Page34784/0293
Instrument000000017273
Lender
NameUNIBANK FOR SAVINGS
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueApr 18, 2048
Interest
Rate TypeAdjustable Rate
Rate3.63%
Type Change DateMay 01, 2028

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARPSWELL ME
Property Address3 GRAVEYARD POINT RD, HARPSWELL, ME 04079-3329
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0369830283
DateJul 28, 2020
Book Page36983/283
Instrument43635
Lender
NameUNIBANK FOR SAVINGS
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: Cumberland County and Harpswell Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionHarpswell Town
Unified School DistrictSchool Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,242.00 (+4.71%)$787,100 (-) Land $352,700 Building $434,400
2024$5,006.00 (+4.27%)$787,100 (-) Land $352,700 Building $434,400
2023$4,801.00 (+3.38%)$787,100 (-) Land $352,700 Building $434,400
2022$4,644.00$787,100 Land $352,700 Building $434,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone VE, within 100 ft

Wildfire

Wildfire RiskLow
above 5% of the US · above 3% of Maine
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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