Cumberland County and Harpswell Town property record for 20 Graveyard Point Rd, Harpswell, ME 04079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,295 sqft · built 1980 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,771 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Nov 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | HARP M:018 L:122 |
| Primary APN | HARP M:018 L:122 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,295 sqft Living Area |
| Gross Area | 2,844 sqft |
| 1st Floor Area | 740 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 32,670 sqft (0.75 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1543 |
|---|---|
| Street Address | 20 GRAVEYARD POINT RD |
| City | HARPSWELL |
| State | ME |
| Zip | 04079-3330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CF |
| Legal Lot Number | 122 |
| Jurisdiction | HARPSWELL ME |
| Township / Civil Division | HARPSWELL |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 17101 |
Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 GRAVEYARD POINT RD, HARPSWELL, ME 04079-3330 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BATH SAVINGS INSTITUTION |
| Nov 30, 2021 | Personal Representative Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 30, 2021 |
| Deed Sale | Nov 30, 2021 |
| Deed Document Number | 202184673 |
| Deed Book / Page | 38938 / 166 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Property Address | 20 GRAVEYARD POINT RD, HARPSWELL, ME 04079-3330 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0420390260 |
|---|---|
| Date | Feb 9, 2026 |
| Book Page | 42039/260 |
| Instrument | 5034 |
| Name | BATH SAVINGS INSTITUTION |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.13% |
| Type Change Date | Feb 1, 2029 |
| Index | 1-Year CMT |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Recording Date | Nov 30, 2021 |
| Property Address | 20 GRAVEYARD POINT RD, HARPSWELL, ME 04079-3330 |
| Document Number | 0389380166 |
| Book / Page | 38938 / 166 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 84673 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12 GRAVEYARD POINT RD, HARPSWELL, ME 04079-3330 |
Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harpswell Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,771.00 (+4.72%) | $416,000 (-) Land $264,900 Building $151,100 |
| 2024 | $2,646.00 (+4.26%) | $416,000 (-) Land $264,900 Building $151,100 |
| 2023 | $2,538.00 (+3.42%) | $416,000 (-) Land $264,900 Building $151,100 |
| 2022 | $2,454.00 | $416,000 Land $264,900 Building $151,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 14.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 12 (1978–2024) |
| Claims Outside the SFHA | 3 of 12 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures