3 Gemstone Ct, Windsor Mill, MD 21244 Property Records

Baltimore County property record for 3 Gemstone Ct, Windsor Mill, MD 21244 · Last verified May 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bathrooms3 Baths
Architecture StyleTownhouse
Year BuiltBuilt 2000
Square Footage1,336 sqft Living Area
Lot Size4,093 sqft (0.094 acres)
OccupancyOwner Occupied
Last Sale$312,000 (2026)
Tax Bill$3,345.00 (2024)

Property Details

APN / Parcel Number

Primary APN01-2300009241
Alternative APN
  • 2300009241

Interior

Full Baths3 Baths
Partial Baths2 Partial Baths
Building Area1,336 sqft Living Area
1st Floor736 sqft 1st Floor
Stories2 Stories

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleTownhouse Style
Exterior MaterialSiding Exterior
Lot Area4,093 sqft (0.094 acres)
Deck Area416 sqft Deck

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
SewageMunicipal Sewage

Location & Zoning

Account Number2300009241
Street Address3 GEMSTONE CT
CityWINDSOR MILL
StateMD
Zip21244-7200
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal Description.094 AC STONEGATE AT PATAPSCO
Legal SubdivisionSTONEGATE AT PATAPSCO
Legal Block3
Legal Lot Number21
JurisdictionBALTIMORE MD
Minor Civil Division1
Census Blockgroup3
Census Block3004
Census Tract401506

Owner

Source: Baltimore County records · APN 01-2300009241

Assessment roll updated July 14, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3 GEMSTONE CT, WINDSOR MILL, MD 21244-7200
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2026Deed, Transfer · Federal Housing Administration (FHA) Mortgage
WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C
Oct 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
SECURITYPLUS FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 28, 2026 · Amount on Record
Deed SaleApr 28, 2026 · Amount on Record
Prior SaleNov 01, 2000 · Amount on Record
Deed Doc Number2026
Deed Book / Page51249 / 425
Record RefreshedSep 20, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateApr 28, 2026
Property Address3 GEMSTONE CT, WINDSOR MILL, MD 21244-7200
Document Number0512490425
Book / Page51249 / 425
Instrument DateApr 13, 2026
Transaction TypeTransfer
Record UpdatedMay 11, 2026
Title CompanyWFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$315,120.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address3 GEMSTONE CT, WINDSOR MILL, MD 21244-7200

Mortgage

Document Number5124000435,
DateApr 28, 2026
Book Page51249/435
Lender
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6.11%
Max Rate-1%

Mortgage

Document Number5124000457,
DateApr 28, 2026
Book Page51249/457
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term10 Months
DueMay 01, 2036
Interest
Rate6.11%
Max Rate-1%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address3 GEMSTONE CT, BALTIMORE, MD 21244-7200
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0435170290
DateOct 23, 2020
Book Page43517/290
Lender
NameSECURITYPLUS FCU
TypeCredit Union
AddressWINDSOR MILL, MD 21244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 01, 2035

Tax Assessment & Valuation

Source: Baltimore County records · Assessment roll updated July 14, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$233,900 (+14.26%)$285,700 (+37.36%) Land $62,000 Building $223,700
2024$3,345.00 (+98.4%)
2023$1,686.00 Homeowner's exemption$204,700$208,000 Land $62,000 Building $146,000

Flood & Wildfire

Our records do not include FEMA flood map data for 3 Gemstone Ct; wildfire exposure is indirect.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 41st in Maryland
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureIndirect
within ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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