Baltimore County property record for 12 Gemstone Ct, Windsor Mill, MD 21244
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,636 sqft · built 2000 |
| Lot Size | 0.037 acres (1,607 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $163,000 (Aug 2019) |
| Tax Bill | $3,782 (2024) |
| Deeds & Mortgages | Aug 2022 Mortgage Aug 2019 Sale & Mortgage |
| APN | 01-2300009249 |
| Primary APN | 01-2300009249 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,636 sqft Living Area |
| 1st Floor Area | 736 sqft |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Lot Area | 1,607 sqft (0.037 acres) |
| Deck Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 2300009249 |
|---|---|
| Street Address | 12 GEMSTONE CT |
| City | WINDSOR MILL |
| State | MD |
| Zip | 21244-7200 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | .037 AC STONEGATE AT PATAPSCO |
| Legal Subdivision | STONEGATE AT PATAPSCO |
| Legal Block | 3 |
| Legal Lot Number | 35 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 401506 |
Source: Baltimore County records, as of July 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14416 CORAL GABLES WAY, NORTH POTOMAC, MD 20878-3802 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 2, 2019 | Deed, Transfer · VA Mortgage HOWARD BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2019 · Amount on Record |
| Deed Sale | Aug 2, 2019 · Amount on Record |
| Prior Sale | Sep 13, 2000 · Amount on Record |
| Deed Book / Page | 41705 / 55 |
| Prior Transfer Date | Mar 1, 2006 |
| Prior Transfer Doc | 0236230417 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 12 GEMSTONE CT, BALTIMORE, MD 21244-7200 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0472770476 |
|---|---|
| Date | Aug 19, 2022 |
| Book Page | 47277/476 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Aug 2, 2019 |
| Property Address | 12 GEMSTONE CT, BALTIMORE, MD 21244-7200 |
| Document Number | 0417050055 |
| Book / Page | 41705 / 055 |
| Map Reference | MB SM 72 FO 140 |
| Instrument Date | Jun 28, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | WORLDWIDE SETTLEMENTS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Document Number | 0004170559 |
|---|---|
| Date | Aug 2, 2019 |
| Instrument | 41705/59 |
| Name | HOWARD BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2049 |
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $246,967 (+10.75%) | $289,500 (+28.27%) Land $60,000 Building $229,500 | |
| 2024 | $3,782.00 (+6.09%) | ||
| 2023 | $3,565.00 | $223,000 | $225,700 Land $60,000 Building $165,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1984) |
| Most Recent Claim | Aug 1984 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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