3 Gazebo Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 3 Gazebo Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,940 sqft · built 1997
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,600 (Jul 2019)
Tax Bill	$4,958 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A972001803`

Property Details

APN / Parcel Number

Primary APN	`A972001803`
Alternative APN	`2-0126-7633-00-0068.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,940 sqft Living Area
Gross Area	4,161 sqft
1st Floor Area	2,460 sqft
Basement Area	1,283 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	45 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A972001803
Street Address	3 GAZEBO CT
City	O FALLON
State	MO
Zip	63368-6893
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT DARDENNE BATES VLG LOT 68
Legal Subdivision	VLGS AT DARDENNE BATES VLG
Legal Lot Number	68
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	2
Census Block	2002
Census Tract	311732

Owner

Source: St. Charles County records, as of November 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 GAZEBO CT, O FALLON, MO 63368-6893
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Deed of Trust, Mortgage STIFEL BK&TR
Jul 19, 2019	Warranty Deed, Transfer STIFEL BK&TR
Apr 18, 2019	Warranty Deed, Transfer SELECT TITLE GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2019 · Amount on Record
Deed Sale	Jul 19, 2019 · Amount on Record
Prior Sale	Apr 18, 2019 · Amount on Record
Deed Document Number	2019370680
Deed Book / Page	7108 / 927
Prior Transfer Date	Nov 3, 2016
Prior Transfer Doc	0066470668
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3 GAZEBO CT, O FALLON, MO 63368-6893
Document Number	0000080988
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3 GAZEBO CT O FALLON MO 633686893, O FALLON, MO 63368-6893

Mortgage

Document Number	0000080988
Date	Oct 23, 2020
Instrument	80988

Lender

Name	STIFEL BK&TR
Type	Bank
Address	ST LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 19, 2019
Property Address	3 GAZEBO CT, O FALLON, MO 63368-6893
Document Number	0071080927
Book / Page	007108 / 000927
Instrument Date	Jul 3, 2019
Instrument	370680
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3 GAZEBO CT O FALLON MO 633686893, O FALLON, MO 63368-6893

Mortgage

Document Number	71080929
Date	Jul 19, 2019
Book Page	007108/000929
Instrument	370690

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 18, 2019
Property Address	3 GAZEBO CT, O FALLON, MO 63368-6893
Document Number	0070602137
Book / Page	007060 / 002137
Instrument Date	Apr 16, 2019
Instrument	176790
Transaction Type	Transfer
Record Updated	May 7, 2019
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 GAZEBO CT O FALLON MO 633686893, O FALLON, MO 63368-6893

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,958.00 (+2%)	$77,332 (+5.01%)	$407,010 (+5.01%) Land $75,000 Building $332,010
2024	$4,861.00
2023		$73,641
2022			$387,586 Land $50,000 Building $337,586

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: i3 Broadband, Verizon.

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