2 Gazebo Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 2 Gazebo Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,036 sqft · built 1997
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$27,400 (Oct 2018)
Tax Bill	$5,641 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A972001805`

Property Details

APN / Parcel Number

Primary APN	`A972001805`
Alternative APN	`2-0126-7633-00-0072.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,036 sqft Living Area
Gross Area	4,968 sqft
1st Floor Area	3,036 sqft
Basement Area	1,466 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	50 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A972001805
Street Address	2 GAZEBO CT
City	O FALLON
State	MO
Zip	63368-6893
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT DARDENNE BATES VLG LOT 72
Legal Subdivision	VLGS AT DARDENNE BATES VLG
Legal Lot Number	72
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	2
Census Block	2002
Census Tract	311732

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 GAZEBO CT, O FALLON, MO 63368-6893
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Mar 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Oct 17, 2018	Warranty Deed, Transfer · FHA Mortgage HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2018 · Amount on Record
Deed Sale	Oct 17, 2018 · Amount on Record
Prior Sale	Mar 2, 2004
Deed Document Number	2018592980
Deed Book / Page	6991 / 953
Prior Transfer Date	Feb 3, 2015
Prior Transfer Doc	0063011921
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2 GAZEBO CT, O FALLON, MO 63368-6893
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 GAZEBO CT, O FALLON, MO 63368-6893

Mortgage

Document Number	0000065827
Date	Dec 15, 2022
Instrument	2022R-065827

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Nov 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2 GAZEBO CT, O FALLON, MO 63368-6893
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 GAZEBO CT, O FALLON, MO 63368-6893
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017960
Date	Mar 29, 2022
Instrument	2022R-017960

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 17, 2018
Property Address	2 GAZEBO CT, O FALLON, MO 63368-6893
Document Number	0069910953
Book / Page	006991 / 000953
Instrument Date	Oct 15, 2018
Instrument	592980
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2 GAZEBO CT O FALLON MO 633686893, O FALLON, MO 63368-6893

Mortgage

Document Number	69910955
Date	Oct 17, 2018
Book Page	006991/000955
Instrument	592990

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,641.00 (+5.54%)	$88,078 (+8.7%)	$463,566 (+8.7%) Land $75,000 Building $388,566
2024	$5,345.00 (+18.23%)
2023		$81,031 (+27.2%)
2022	$4,521.00	$63,706	$426,477 (+27.19%) Land $50,000 Building $376,477
2021			$335,295 Land $40,000 Building $295,295

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: i3 Broadband, Verizon.

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