3 Gaffney St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 3 Gaffney St, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,650 sqft · built 1900
Lot Size	0.177 acres (7,730 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Oct 2024)
Tax Bill	$5,861 (2025)
Deeds & Mortgages	Feb 2023 Transfer
Flood Zone	Zone AE (high risk)
APN	`GLOU M:0005 B:0040 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0005 B:0040 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,650 sqft Living Area
Gross Area	2,982 sqft
1st Floor Area	825 sqft
Basement Area	825 sqft
Unfinished Basement	825 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,730 sqft (0.177 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	3 GAFFNEY ST
City	GLOUCESTER
State	MA
Zip	01930-3638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Block	40
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1005
Census Tract	221700

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0005 B:0040 L:0000

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	920 SW 75TH TER, PLANTATION, FL 33317-3232
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 30, 2024 · Amount on Record
Deed Sale	Oct 30, 2024 · Amount on Record
Prior Sale	Jul 27, 2004 · Amount on Record
Deed Document Number	20244680
Deed Book / Page	42405 / 411
Prior Transfer Date	Jun 19, 2024
Prior Transfer Doc	0042210-79
Record Updated	Sep 20, 2026

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Feb 21, 2023
Property Address	3 GAFFNEY ST, GLOUCESTER, MA 01930-3638
Document Number	0041445-69
Book / Page	41445 / 69
Instrument Date	Feb 20, 2023
Instrument	20230221001440
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 AUTUMN LN, BRENTWOOD, NH 03833-4433

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,861.00 (+1.24%)	$603,000 (+1.34%) Land $168,900 Building $434,100
2024	$5,789.00 (+4.72%)	$595,000 (+13.98%) Land $160,900 Building $434,100
2023	$5,528.00	$522,000 Land $143,600 Building $378,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092217001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 19 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	31 units insured incl. 12 condo units
Nearby Flood Claims	5 (2006–2024)
Most Recent Claim	Apr 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 896 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA3107000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.