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13 Gaffney St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 13 Gaffney St, Gloucester, MA 01930

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,892 sqft · built 1900
Lot Size0.095 acres (4,125 sqft)
Owner2 Individual Names on File
Last Sale$600,000 (Mar 2021)
Tax Bill$6,617 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Sep 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APNGLOU M:0005 B:0038 L:0000

Property Details

APN / Parcel Number

Primary APNGLOU M:0005 B:0038 L:0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,892 sqft Living Area
Gross Area2,968 sqft
1st Floor Area1,041 sqft
Basement Area851 sqft
Unfinished Basement851 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleColonial
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,125 sqft (0.095 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address13 GAFFNEY ST
CityGLOUCESTER
StateMA
Zip01930-3638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal Block38
JurisdictionGLOUCESTER MA
Township / Civil DivisionGLOUCESTER
Census Block Group1
Census Block1005
Census Tract221700

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0005 B:0038 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13 GAFFNEY ST, GLOUCESTER, MA 01930-3638
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
CROSSCOUNTRY MORTGAGE INC
Sep 04, 2020Quit Claim Deed, Transfer · Conventional with PMI
PRIVATE INDIVIDUAL
Dec 04, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 12, 2021 · Amount on Record
Deed SaleMar 12, 2021 · Amount on Record
Prior SaleSep 04, 2020 · Amount on Record
Deed Book / Page39639 / 486
Record UpdatedSep 20, 2026

March 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGLOUCESTER MA
Recording DateMar 12, 2021
Property Address13 GAFFNEY ST, GLOUCESTER, MA 01930-3638
Document Number039639-486
Book / Page39639 / 486
Instrument DateMar 12, 2021
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address13 GAFFNEY ST, GLOUCESTER, MA 01930-3638

Mortgage

Document Number0039639488
DateMar 12, 2021
Instrument39639/488
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGLOUCESTER MA
Recording DateSep 04, 2020
Property Address13 GAFFNEY ST, GLOUCESTER, MA 01930-3638
Document Number38904-558
Book / Page038904 / 000558
Instrument DateSep 03, 2020
Instrument4003380
Transaction TypeTransfer
Record UpdatedSep 24, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,436.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address44 BELLEVUE AVE GLOUCESTER MA 01930, GLOUCESTER, MA 01930

Mortgage

Document Number38904-560
DateSep 04, 2020
Book Page038904/000560
Instrument4003390
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
Agreement
TypeConventional with PMI
AmountAmount Recorded

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGLOUCESTER MA
Recording DateDec 04, 2018
Property Address13 GAFFNEY ST, GLOUCESTER, MA 01930-3638
Document Number37194-474
Book / Page037194 / 000474
Instrument DateDec 03, 2018
Instrument4001010
Transaction TypeTransfer
Record UpdatedDec 26, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 HAMPDEN ST GLOUCESTER MA 019303629, GLOUCESTER, MA 01930-3629

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityGloucester City
Unified School DistrictGloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,617.00 (+0.9%)$680,800 (+1.01%) Land $143,100 Building $537,700
2024$6,558.00 (+4.63%)$674,000 (+13.87%) Land $136,300 Building $537,700$612,845
2023$6,268.00$591,900 Land $121,700 Building $470,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 19 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies31 units insured
incl. 12 condo units
Nearby Flood Claims5 (2006–2024)
Most Recent ClaimApr 2024 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 2006 · 3 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

Based on FCC filings for 896 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemGLOUCESTER PUBLIC UTILITY DIVISION
serves 37,440 people
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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