3 Frederick Ct, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 3 Frederick Ct, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	3,121 sqft · built 1974
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Nov 1997)
Tax Bill	$19,314 (2025)
Deeds & Mortgages	Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-01001-0000-00026`

Property Details

APN / Parcel Number

Primary APN	`02-01001-0000-00026`
Alternative APN	`0200075000000025`

Interior

Stories	2 Stories
Building Area	3,121 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Colonial
Construction Type	Frame
Lot Area	30,928 sqft (0.71 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0200075000000025
Street Address	3 FREDERICK CT
City	BASKING RIDGE
State	NJ
Zip	07920-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	ADDITIONAL LOTS: 25 17-5
Legal Subdivision	COMMONS
Legal Block	1001
Legal Lot Number	26
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	1
Census Block	1019
Census Tract	52400

Owner

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 FREDERICK CT, BASKING RIDGE, NJ 07920-1118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 1997 · Amount on Record
Deed Sale	Nov 19, 1997 · Amount on Record
Deed Book / Page	2143 / 604
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	3 FREDERICK CT, BASKING RIDGE, NJ 07920-1118
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 FREDERICK CT, BASKING RIDGE, NJ 07920-1118

Mortgage

Document Number	0000034699
Date	Dec 8, 2025
Book Page	7654/1208
Instrument	2025034699

Lender

Name	GO RASCAL INC
Type	Mortgage Company
Address	BROOKLYN, NY 11249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Index	SOFR Average 30-Day
Max Rate	11.1%

Tax Assessment & Valuation

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,195,200 (+4.46%) Land $454,900 Building $740,300	$1,195,200 (+4.46%) Land $454,900 Building $740,300
2025	$19,314.00 (+11.87%)	$1,144,200 (+30.26%) Land $444,200 Building $700,000	$1,144,200 (+30.26%) Land $444,200 Building $700,000
2024	$17,265.00 (+10.99%)
2023		$878,400 Land $379,200 Building $499,200	$878,400 Land $379,200 Building $499,200
2022	$15,555.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Oct 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300