Somerset County and Bernards Township property record for 12 Frederick Ct, Basking Ridge, NJ 07920
| Property Type | Single Family Home |
|---|---|
| Details | 3,013 sqft · built 1977 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $746,100 (Mar 2020) |
| Tax Bill | $19,415 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01001-0000-00022 |
| Primary APN | 02-01001-0000-00022 |
|---|---|
| Alternative APN |
|
| Total Rooms | 13 Rooms |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,013 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 30,928 sqft (0.71 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 0200075000000021 |
|---|---|
| Street Address | 12 FREDERICK CT |
| City | BASKING RIDGE |
| State | NJ |
| Zip | 07920-1118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | ADDITIONAL LOTS: 25 17-1 |
| Legal Subdivision | COMMONS |
| Legal Block | 1001 |
| Legal Lot Number | 22 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDS |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 52400 |
Source: Somerset County and Bernards Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 FREDERICK CT, BASKING RIDGE, NJ 07920-1118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2024 | Deed of Trust, Mortgage · Line of Credit PEAPACK GLADSTONE BANK |
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC |
| Mar 5, 2020 | Grant Deed, Transfer · Conventional with PMI EMBRACE HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2020 · Amount on Record |
| Deed Sale | Mar 5, 2020 · Amount on Record |
| Prior Sale | Oct 7, 2010 · Amount on Record |
| Deed Document Number | 20209940 |
| Deed Book / Page | 7194 / 3531 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 12 FREDERICK CT, BASKING RIDGE, NJ 07920-1118 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2024 |
| Name | Verified Name |
|---|---|
| Address | 12 FREDERICK CT, BASKING RIDGE, NJ 07920-1118 |
| Document Number | 0000009580 |
|---|---|
| Date | Apr 22, 2024 |
| Book Page | 7554/259 |
| Instrument | 2024009580 |
| Name | PEAPACK GLADSTONE BANK |
|---|---|
| Type | Bank |
| Address | BEDMINSTER, NJ 07921 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 9, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 12 FREDERICK CT, BASKING RIDGE, NJ 07920-1118 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | REALSAFE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000018498 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 7322/2957 |
| Instrument | 2021018498 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Mar 5, 2020 |
| Property Address | 12 FREDERICK CT, BASKING RIDGE, NJ 07920-1118 |
| Document Number | 0000009940 |
| Book / Page | 007194 / 003531 |
| Instrument Date | Feb 25, 2020 |
| Instrument | 9940 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2020 |
| Title Company | ZWIREN TITLE AGENCY INC, ZWIREN TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $746.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 FREDERICK CT BASKING RIDGE NJ 079201118, BASKING RIDGE, NJ 07920-1118 |
| Document Number | 9941 |
|---|---|
| Date | Mar 5, 2020 |
| Book Page | 007194/003537 |
| Instrument | 9941 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 4, 2050 |
Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bernards Township |
| Unified School District | Bernards Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,216,800 (+5.79%) Land $464,200 Building $752,600 | $1,216,800 (+5.79%) Land $464,200 Building $752,600 | |
| 2025 | $19,415.00 (+11.61%) | $1,150,200 (+30.51%) Land $444,200 Building $706,000 | $1,150,200 (+30.51%) Land $444,200 Building $706,000 |
| 2024 | $17,396.00 (+3.42%) | ||
| 2023 | $881,300 Land $379,200 Building $502,100 | $881,300 Land $379,200 Building $502,100 | |
| 2022 | $16,820.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Oct 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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