3 Franklin St, Douglas, MA 01516 Property Records

Worcester County and Douglas Town property record for 3 Franklin St, Douglas, MA 01516

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 3,472 sqft · built 1938
Lot Size	0.742 acres (32,317 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Jan 2019)
Tax Bill	$5,219 (2026)
Deeds & Mortgages	May 2023 Mortgage Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2204-15`

Property Details

APN / Parcel Number

Primary APN	`2204-15`
Alternative APN	`DOUG M:0170 B:0000062 L`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,472 sqft Living Area
Gross Area	5,208 sqft
Basement Area	1,736 sqft
Unfinished Basement	1,736 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	32,317 sqft (0.742 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	2204-15
Street Address	3 FRANKLIN ST
City	DOUGLAS
State	MA
Zip	01516-2332
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	VR
Legal Block	62
Jurisdiction	DOUGLAS MA
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1010
Census Tract	752101

Owner

Source: Worcester County and Douglas Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 FRANKLIN ST, DOUGLAS, MA 01516-2332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Oct 16, 2025	Deed of Trust, Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Dec 16, 2019	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Jan 30, 2019	Quit Claim Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2019 · Amount on Record
Deed Sale	Jan 30, 2019 · Amount on Record
Prior Sale	Aug 30, 2013 · Amount on Record
Deed Book / Page	59992 / 276
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MA
Property Address	3 FRANKLIN ST, DOUGLAS, MA 01516-2332
Transaction Type	Mortgage
Record Updated	Jan 26, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069087-249
Date	May 2, 2023
Book Page	69087/249
Instrument	33609

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jun 1, 2050

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MA
Property Address	3 FRANKLIN ST, DOUGLAS, MA 01516-2332
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072684-354
Date	Oct 16, 2025
Book Page	72684/354
Instrument	89487

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MA
Property Address	3 FRANKLIN ST, DOUGLAS, MA 01516-2332
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61594-80
Date	Dec 16, 2019
Book Page	61594/80
Instrument	136056

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2051

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS MA
Recording Date	Jan 30, 2019
Property Address	3 FRANKLIN ST, DOUGLAS, MA 01516-2332
Document Number	59992-276
Book / Page	59992 / 276
Instrument Date	Jan 30, 2019
Instrument	9004
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 FRANKLIN ST, DOUGLAS, MA 01516-2332

Mortgage

Document Number	9005
Date	Jan 30, 2019
Instrument	9005

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Douglas Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Douglas Town
Unified School District	Douglas School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,219.00 (+1.3%)	$432,400 (+10.53%) Land $99,200 Building $333,200	$566,869
2025	$5,152.00 (+1.02%)	$391,200 (+3.71%) Land $89,500 Building $301,700
2024	$5,100.00 (+2.8%)	$377,200 (+9.18%) Land $81,300 Building $295,900
2023	$4,961.00	$345,500 Land $81,300 Building $264,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOUGLAS WATER DEPARTMENT serves 4,400 people · EPA ID MA2077000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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