3 Forest Dr, Lock Haven, PA 17745 Property Records

Clinton County property record for 3 Forest Dr, Lock Haven, PA 17745

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,224 sqft · built 1977
Lot Size	0.436 acres (18,992 sqft)
Owner	2 Individual Names on File
Last Sale	$42,000 (Oct 1985)
Tax Bill	$2,787 (2026)
Deeds & Mortgages	Nov 2025 Transfer Nov 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4B-03-0022`

Property Details

APN / Parcel Number

Primary APN	`4B-03-0022`
Alternative APN	`36-18362`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
Gross Area	2,412 sqft
1st Floor Area	1,140 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft
Family Room	Family Room
Game Room	Game Room
Interior Walls	Plaster

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Raised Ranch
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	18,992 sqft (0.436 acres)
Lot Dimensions	155 ft deep x 122 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Account Number	4B-03-0022
Street Address	3 FOREST DR
City	LOCK HAVEN
State	PA
Zip	17745-9636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	122.8 X 155.7
Jurisdiction	CLINTON PA
Township / Civil Division	WOODWARD
Census Block Group	2
Census Block	2007
Census Tract	30300

Owner

3 Forest Dr is owned and occupied by two individuals who acquired it in November 2025.

Source: Clinton County records, as of April 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 FOREST DR, LOCK HAVEN, PA 17745-9636
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Intrafamily Transfer, Transfer
Nov 10, 2025	Intrafamily Transfer, Transfer
May 2, 2019	Deed of Trust, Mortgage · Line of Credit JERSEY SHORE STATE BANK
Nov 1, 2021	Deed of Trust, Mortgage · Line of Credit JERSEY SHORE STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 1985 · Amount on File
Deed Sale	Oct 1, 1985 · Amount on File
Deed Book / Page	290 / 940
Last Transfer Date	Nov 7, 2025
Transfer Doc	0202503990
Record Updated	Jun 8, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON PA
Recording Date	Nov 10, 2025
Property Address	3 FOREST DR, LOCK HAVEN, PA 17745-9636
Document Number	0202503990
Instrument Date	Nov 7, 2025
Instrument	2025-03990
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 FOREST DR, LOCK HAVEN, PA 17745-9636

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON PA
Recording Date	Nov 10, 2025
Property Address	3 FOREST DR, LOCK HAVEN, PA 17745-9636
Document Number	0202503990
Instrument Date	Nov 7, 2025
Instrument	2025-03990
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 FOREST DR, LOCK HAVEN, PA 17745-9636

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON PA
Property Address	3 FOREST DR, LOCK HAVEN, PA 17745-9636
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019001484
Date	May 2, 2019
Instrument	2019-001484

Lender

Name	JERSEY SHORE STATE BANK
Type	Bank
Address	LOCK HAVEN, PA 17745

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON PA
Property Address	3 FOREST DR, LOCK HAVEN, PA 17745-9636
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021005108
Date	Nov 1, 2021
Instrument	2021-005108

Lender

Name	JERSEY SHORE STATE BANK
Type	Bank
Address	LOCK HAVEN, PA 17745

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 3 Forest Dr was $2,787 with a homeowner's exemption, up 1.1% from the year before.

Source: Clinton County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clinton County
County Subdivision	Woodward Township
Unified School District	Keystone Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,787.00 (+1.05%) Homeowner's exemption	$112,100 (-) Land $22,400 Building $89,700
2025	$2,758.00	$112,100 Land $22,400 Building $89,700
2023	$2,583.00	$112,100 Land $22,400 Building $89,700
2008			$112,100 Land $22,400 Building $89,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Forest Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1984–2026)
Most Recent Claim	Sep 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Forest Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUBURBAN LOCK HAVEN WATER AUTH serves 9,700 people · EPA ID PA4180049
Water Source	Purchased surface water from CENT CLINTON CO WATER FIL AUTH
Last State Inspection	May 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2021
Treatment and Procedure	Coliform assessment Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
River Valley Internet Fixed Wireless	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Forest Dr

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