Clinton County property record for 11 Forest Dr, Lock Haven, PA 17745
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,900 sqft · built 1999 |
| Lot Size | 0.309 acres (13,460 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Apr 2026) |
| Tax Bill | $4,523 (2026) |
| Deeds & Mortgages | Feb 2013 Line of Credit Feb 2006 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4B-03-0018 |
| Primary APN | 4B-03-0018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,900 sqft Living Area |
| Gross Area | 4,200 sqft |
| 1st Floor Area | 1,900 sqft |
| Basement Area | 1,900 sqft |
| Unfinished Basement | 1,900 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 13,460 sqft (0.309 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 4B-03-0018 |
|---|---|
| Street Address | 11 FOREST DR |
| City | LOCK HAVEN |
| State | PA |
| Zip | 17745-9634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | WOODLAND HEIGHTS DEVELOPMENT |
| Jurisdiction | CLINTON PA |
| Township / Civil Division | WOODWARD |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 30300 |
11 Forest Dr is owned and occupied by two individuals who bought it in April 2026.
Source: Clinton County records, as of May 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 FOREST DR, LOCK HAVEN, PA 17745-9634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 15, 2013 | Deed of Trust, Mortgage · Line of Credit JERSEY SHORE STATE BANK |
| Feb 27, 2006 | Deed of Trust, Mortgage · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES |
| Dec 2, 2016 | Deed of Trust, Mortgage · Line of Credit JERSEY STATE BANK |
| Apr 30, 2026 | Deed, Transfer · FHA Mortgage KIND LENDING LLC |
| Apr 30, 2026 | Deed, Transfer · FHA Mortgage KIND LENDING LLC |
| Jan 22, 2021 | Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Aug 3, 2017 | Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on File |
| Deed Sale | Apr 30, 2026 · Amount on File |
| Prior Sale | Jan 22, 2021 · Amount on File |
| Deed Document Number | 20261456 |
| Prior Transfer Date | Oct 29, 1998 |
| Prior Transfer Doc | 0977000033 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON PA |
| Property Address | 11 FOREST DR, LOCK HAVEN, PA 17745-9634 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0201300737 |
|---|---|
| Date | Feb 15, 2013 |
| Instrument | 2013-00737 |
| Name | JERSEY SHORE STATE BANK |
|---|---|
| Type | Bank |
| Address | LOCK HAVEN, PA 17745 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON PA |
| Property Address | 11 FOREST DR, LOCK HAVEN, PA 17745-9634 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0200600907 |
|---|---|
| Date | Feb 27, 2006 |
| Instrument | 2006-00907 |
| Name | HOWARD HANNA MORTGAGE SERVICES |
|---|---|
| Address | PITTSBURGH, PA 15238 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON PA |
| Property Address | 11 FOREST DR, LOCK HAVEN, PA 17745-9634 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02016/4972 |
|---|---|
| Date | Dec 2, 2016 |
| Book Page | 2016/4972 |
| Instrument | 2016-004972 |
| Name | JERSEY STATE BANK |
|---|---|
| Type | Bank |
| Address | LOCK HAVEN, PA 17745 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLINTON PA |
| Recording Date | Apr 30, 2026 |
| Property Address | 11 FOREST DR, LOCK HAVEN, PA 17745-9634 |
| Document Number | 0000001456 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 2026.1456 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $333,300.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 FOREST DR, LOCK HAVEN, PA 17745-9634 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001457, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 2026..1457 |
| Name | KIND LENDING LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLINTON PA |
| Recording Date | Apr 30, 2026 |
| Property Address | 11 FOREST DR, LOCK HAVEN, PA 17745-9634 |
| Document Number | 0202601456 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 20261456 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $333,300.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 FOREST DR, LOCK HAVEN, PA 17745-9634 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001457, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 20261457 |
| Name | KIND LENDING LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CLINTON PA |
| Recording Date | Jan 22, 2021 |
| Property Address | 11 FOREST DR, LOCK HAVEN, PA 17745-9634 |
| Document Number | 0202100301 |
| Map Reference | MB 1 PG 49 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 2021-00301 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Title Company | TUSSEY SETTLEMENT INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 FOREST DR, LOCK HAVEN, PA 17745-9634 |
| Document Number | 0202100302 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 2021-00302 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLINTON PA |
| Recording Date | Aug 3, 2017 |
| Property Address | 11 FOREST DR, LOCK HAVEN, PA 17745-9634 |
| Document Number | 2017003312 |
| Map Reference | MB 1 PG 49 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 2017-003312 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 FOREST DR, LOCK HAVEN, PA 17745-9634 |
| Document Number | 2017003313 |
|---|---|
| Date | Aug 3, 2017 |
| Instrument | 2017-003313 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
The 2026 property tax bill for 11 Forest Dr was $4,523 with a homeowner's exemption.
Source: Clinton County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Clinton County |
| County Subdivision | Woodward Township |
| Unified School District | Keystone Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,523.00 Homeowner's exemption | $181,900 Land $20,200 Building $161,700 | |
| 2023 | $4,192.00 | $181,900 Land $20,200 Building $161,700 | |
| 2008 | $181,900 Land $20,200 Building $161,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Forest Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 9 (1984–2026) |
| Most Recent Claim | Sep 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Forest Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUBURBAN LOCK HAVEN WATER AUTH serves 9,700 people · EPA ID PA4180049 |
|---|---|
| Water Source | Purchased surface water from CENT CLINTON CO WATER FIL AUTH |
| Last State Inspection | May 2026 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2021 |
|---|---|
| Treatment and Procedure | Coliform assessment Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| River Valley Internet Fixed Wireless | 100 / 50 |
5G (outdoors only) and 4G LTE
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