Flagler County property record for 3 Flagship Dr, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,666 sqft · built 2003 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $924,000 (Feb 2026) |
| Tax Bill | $12,584 (2025) |
| Deeds & Mortgages | Feb 2026 Sale Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-11-31-3511-00000-0010 |
| Primary APN | 04-11-31-3511-00000-0010 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,666 sqft Living Area |
| Gross Area | 4,743 sqft |
| 1st Floor Area | 3,666 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 10,498 sqft (0.241 acres) |
| Driveway | Brick Driveway |
| Driveway Area | 400 sqft |
| Pool Area | 374 sqft |
| Patio Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3 FLAGSHIP DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-3369 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | OAK HAMMOCK LOT 1 OR 742 PG 928 OR 1223/492 OR 1827/1288 OR 1877/1973-MILES TRUST |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 04 |
| Legal Subdivision | OAK HAMMOCK |
| Legal Lot Number | 1 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 60106 |
Source: Flagler County records, as of March 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 FLAGSHIP DR, PALM COAST, FL 32137-3369 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 20, 2026 | Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE SERVICES LLC |
| Mar 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2026 · Amount on Record |
| Deed Sale | Feb 20, 2026 · Amount on Record |
| Prior Sale | Mar 14, 2023 · Amount on Record |
| Deed Document Number | 20267653 |
| Deed Book / Page | 3031 / 1751 |
| Prior Transfer Date | Feb 19, 2026 |
| Prior Transfer Doc | 0030311751 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Feb 20, 2026 |
| Property Address | 3 FLAGSHIP DR, PALM COAST, FL 32137-3369 |
| Document Number | 0030311751 |
| Book / Page | 3031 / 1751 |
| Map Reference | MB 32 PG 21&22 |
| Instrument Date | Feb 19, 2026 |
| Instrument | 2026007653 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,468.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 ANASTASIA CT, PALM COAST, FL 32137-2101 |
| Name | Verified Name |
|---|---|
| Address | 3 FLAGSHIP DR, PALM COAST, FL 32137-3369 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 14, 2023 |
| Property Address | 3 FLAGSHIP DR, PALM COAST, FL 32137-3369 |
| Document Number | 0027630729 |
| Book / Page | 2763 / 729 |
| Map Reference | MB 32 PG 21 |
| Instrument Date | Mar 10, 2023 |
| Instrument | 2023010124 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | PIONEER TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,720.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10221 WITTENBERG WAY, ORLANDO, FL 32832-7026 |
| Name | Verified Name |
|---|---|
| Address | 3 FLAGSHIP DR, PALM COAST, FL 32137-3369 |
| Document Number | 0002763731 |
|---|---|
| Date | Mar 14, 2023 |
| Instrument | 2763/731 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Apr 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.1% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.1% |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,584.00 (-1.12%) | $893,460 (+11.5%) Land $240,000 Building $653,460 | $893,460 (+11.5%) Land $240,000 Building $653,460 |
| 2024 | $12,727.00 (+14.38%) | ||
| 2023 | $11,127.00 (+10.53%) | $801,340 (+10.1%) Land $143,000 Building $658,340 | $801,340 (+10.1%) Land $143,000 Building $658,340 |
| 2022 | $10,067.00 | $727,853 Land $143,000 Building $584,853 | $727,853 Land $143,000 Building $584,853 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 290 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,079 units insured incl. 789 condo units |
| Nearby Flood Claims | 148 (1992–2022) |
| Claims Outside the SFHA | 60 of 148 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNES COMMUNITY DEVELOPMENT DISTRICT private · serves 5,054 people · EPA ID FL2184259 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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