11 Flagship Dr, Palm Coast, FL 32137 Property Records

Flagler County property record for 11 Flagship Dr, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,895 sqft · built 2006
Lot Size	0.356 acres (15,507 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Jun 2002)
Tax Bill	$7,674 (2025)
Deeds & Mortgages	Feb 2026 Transfer Aug 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04-11-31-3511-00000-0050`

Property Details

APN / Parcel Number

Primary APN	`04-11-31-3511-00000-0050`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,895 sqft Living Area
Gross Area	5,944 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2008
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	15,507 sqft (0.356 acres)
Driveway	Brick Driveway
Driveway Area	550 sqft
Pool Area	297 sqft
Patio Area	584 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11 FLAGSHIP DR
City	PALM COAST
State	FL
Zip	32137-3369
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	OAK HAMMOCK LOT 5 OR 751 PG 1754 OR 830 PG 1857 OR 1060 PG 849 OR 2082/1417 OR 2108/400
Legal Range	31E
Legal Township	11S
Legal Section	04
Legal Subdivision	OAK HAMMOCK
Legal Lot Number	5
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2002
Census Tract	60106

Owner

11 Flagship Dr is owned and occupied by two individuals who acquired it in January 2026.

Source: Flagler County records, as of February 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11 FLAGSHIP DR, PALM COAST, FL 32137-3369
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 31, 2021	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 22, 2018	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Jan 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2002 · Amount on File
Deed Sale	Jun 27, 2002 · Amount on File
Prior Sale	Jun 20, 2001 · Amount on File
Deed Book / Page	830 / 1857
Last Transfer Date	Jan 22, 2026
Transfer Doc	0030291942
Record Updated	Jun 8, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	Feb 13, 2026
Property Address	11 FLAGSHIP DR, PALM COAST, FL 32137-3369
Document Number	0030291942
Book / Page	3029 / 1942
Map Reference	MB 32 PG 21
Instrument Date	Jan 22, 2026
Instrument	2026006561
Transaction Type	Transfer
Record Updated	Mar 5, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 FLAGSHIP DR, PALM COAST, FL 32137-3369

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11 FLAGSHIP DR, PALM COAST, FL 32137-3369

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	11 FLAGSHIP DR, PALM COAST, FL 32137-3369
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026010001
Date	Aug 31, 2021
Book Page	2601/1
Instrument	2021047832

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 19, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	11 FLAGSHIP DR, PALM COAST, FL 32137-3369
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025411430
Date	Mar 23, 2021
Book Page	2541/1430
Instrument	2021015314

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	4%
Index	1-Year LIBOR
Margin	3
Max Rate	7%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	11 FLAGSHIP DR, PALM COAST, FL 32137-3369
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025200419
Date	Jan 28, 2021
Book Page	2520/419
Instrument	2021004499

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Sep 1, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	11 FLAGSHIP DR, PALM COAST, FL 32137-3369
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022871871
Date	Jun 22, 2018
Book Page	2287/1871
Instrument	2018023282

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	11 FLAGSHIP DR, PALM COAST, FL 32137-3369
Document Number	0022550065
Book / Page	002255 / 000065
Instrument Date	Jan 17, 2018
Transaction Type	Mortgage
Record Updated	Feb 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 FLAGSHIP DR PALM COAST FL 321373369, PALM COAST, FL 32137-3369

Mortgage

Document Number	0022550065
Date	Jan 24, 2018
Book Page	002255/000065
Instrument	2812

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 11 Flagship Dr was $7,674 with a homeowner's exemption, down 4.2% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,674.00 (-4.21%) Homeowner's exemption	$585,785	$1,064,615 Land $252,000 Building $812,615
2024	$8,011.00 (+2.09%)
2023	$7,847.00 (+4.74%) Homeowner's exemption	$552,695 (+3%)	$958,703 (+11.29%) Land $150,150 Building $808,553
2022	$7,492.00 Homeowner's exemption	$536,597	$861,432 Land $150,150 Building $711,282

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Flagship Dr in Zone X, an area of minimal flood risk, though there have been 148 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 290 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,079 units insured incl. 789 condo units
Nearby Flood Claims	148 (1992–2022)
Claims Outside the SFHA	60 of 148
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Ian, Oct 2022 · 8 claims Hurricane Irma, Oct 2017 · 17 claims Hurricane Matthew, Oct 2016 · 111 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Flagship Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNES COMMUNITY DEVELOPMENT DISTRICT private · serves 5,054 people · EPA ID FL2184259
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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