Kent County property record for 3 Ferndale Dr, Smyrna, DE 19977
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,533 sqft · built 2009 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $167,500 (Nov 2014) |
| Tax Bill | $1,234 (2026) |
| Deeds & Mortgages | Dec 2017 Loan Modification Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-17-028.09-07-77.00-000 |
| Primary APN | 1-17-028.09-07-77.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 2,533 sqft Living Area |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 2,178 sqft (0.05 acres) |
| Lot Dimensions | 114 ft deep x 20.6 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Finished |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 105707 |
|---|---|
| Street Address | 3 FERNDALE DR |
| City | SMYRNA |
| State | DE |
| Zip | 19977-4532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2A |
| Legal Description | WORTHINGTON SUB., LOT #372 3 FERNDALE DR |
| Legal Subdivision | WORTHINGTON |
| Legal Lot Number | 372 |
| Jurisdiction | KENT DE |
| Township / Civil Division | SMYRNA |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 40206 |
3 Ferndale Dr is owned and occupied by an individual who bought it in November 2014.
Source: Kent County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 FERNDALE DR, SMYRNA, DE 19977-4532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2017 | Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Nov 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF HSNG SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2014 · Amount on File |
| Deed Sale | Nov 7, 2014 · Amount on File |
| Prior Sale | Oct 21, 2010 |
| Deed Document Number | 2014264988 |
| Deed Book / Page | 7413 / 273 |
| Prior Transfer Date | Sep 24, 2010 |
| Prior Transfer Doc | 0000178129 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 3 FERNDALE DR, SMYRNA, DE 19977-4532 |
| Document Number | 0000332286 |
| Book / Page | 008930 / 000186 |
| Instrument Date | Dec 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3 FERNDALE DR SMYRNA DE 199774532, SMYRNA, DE 19977-4532 |
| Document Number | 0000332286 |
|---|---|
| Date | Dec 18, 2017 |
| Book Page | 008930/000186 |
| Instrument | 332286 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 17, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 3 FERNDALE DR, SMYRNA, DE 19977-4532 |
| Document Number | 0000332370 |
| Book / Page | 008932 / 000279 |
| Instrument Date | Nov 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3 FERNDALE DR SMYRNA DE 199774532, SMYRNA, DE 19977-4532 |
| Document Number | 0000332370 |
|---|---|
| Date | Dec 19, 2017 |
| Book Page | 008932/000279 |
| Instrument | 332370 |
| Name | DEPARTMENT OF HSNG SVCS |
|---|---|
| Address | SAINT LOUIS, MO 63120-0011 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 18, 2047 |
The 2026 property tax bill for 3 Ferndale Dr was $1,234, up 1.4% from the year before.
Source: Kent County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Smyrna Town |
| Unified School District | Smyrna School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,234.00 (+1.4%) | $290,300 Land $68,300 Building $222,000 |
| 2025 | $1,217.00 | |
| 2023 | $1,219.00 | $45,900 Land $2,900 Building $43,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3 Ferndale Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Ferndale Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 95% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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