Kent County property record for 1 Ferndale Dr, Smyrna, DE 19977
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,627 sqft · built 2009 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,670 (Apr 2009) |
| Tax Bill | $1,261 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage Feb 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-17-028.09-07-78.00-000 |
| Primary APN | 1-17-028.09-07-78.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 2,627 sqft Living Area |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 114 ft deep x 30.1 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Finished |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 34 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 105706 |
|---|---|
| Street Address | 1 FERNDALE DR |
| City | SMYRNA |
| State | DE |
| Zip | 19977-4532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2A |
| Legal Description | WORTHINGTON SUB., LOT #371 1 FERNDALE DRIVE |
| Legal Subdivision | WORTHINGTON |
| Legal Lot Number | 371 |
| Jurisdiction | KENT DE |
| Township / Civil Division | SMYRNA |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 40206 |
1 Ferndale Dr is owned and occupied by two individuals who bought it in April 2009.
Source: Kent County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 FERNDALE DR, SMYRNA, DE 19977-4532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WRIGHT PATMAN CONGRESSIONAL FC |
| Feb 7, 2020 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2009 · Amount on File |
| Deed Sale | Apr 28, 2009 · Amount on File |
| Deed Document Number | 2009146353 |
| Deed Book / Page | 4929 / 216 |
| Prior Transfer Date | Sep 12, 2007 |
| Prior Transfer Doc | 0000103337 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 1 FERNDALE DR, SMYRNA, DE 19977-4532 |
| Document Number | 0000394951 |
| Instrument Date | Aug 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1 FERNDALE DR SMYRNA DE 199774532, SMYRNA, DE 19977-4532 |
| Document Number | 0000394951 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 010426/000290 |
| Instrument | 394951 |
| Name | WRIGHT PATMAN CONGRESSIONAL FC |
|---|---|
| Address | OAKTON, VA 22124 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 14, 2035 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 1 FERNDALE DR, SMYRNA, DE 19977-4532 |
| Document Number | 0000383591 |
| Instrument Date | Feb 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1 FERNDALE DR SMYRNA DE 199774532, SMYRNA, DE 19977-4532 |
| Document Number | 0000383591 |
|---|---|
| Date | Apr 8, 2020 |
| Book Page | 010125/000211 |
| Instrument | 383591 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 7, 2050 |
| Rate | 3.37% |
|---|
The 2026 property tax bill for 1 Ferndale Dr was $1,261, up 1.4% from the year before.
Source: Kent County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Smyrna Town |
| Unified School District | Smyrna School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,261.00 (+1.37%) | $296,700 Land $74,000 Building $222,700 |
| 2025 | $1,244.00 | |
| 2023 | $1,312.00 | $49,400 Land $4,600 Building $44,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1 Ferndale Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 Ferndale Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 95% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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