Forrest County property record for 3 Ferncrest Loop, Petal, MS 39465 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,519 sqft · built 1998 |
| Owner | Individual Name on File |
| Tax Bill | $1,732 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jun 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-021C-30-009.00 |
| Primary APN | 3-021C-30-009.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Building Area | 1,519 sqft Living Area |
| 1st Floor Area | 1,519 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Shingles |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 33755 |
|---|---|
| Street Address | 3 FERNCREST LOOP |
| City | PETAL |
| State | MS |
| Zip | 39465-4074 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 OF NORTHRIDGE SUB PHASE II B 803 P361 9/98 |
| Legal Range | 12W |
| Legal Township | 05N |
| Legal Section | 30 |
| Legal Subdivision | NORTH RIDGE SUB PHASE II |
| Legal Phase | 2 |
| Legal Block | 803 |
| Legal Lot Number | 16 |
| Jurisdiction | FORREST MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 10104 |
Source: Forrest County records · APN 3-021C-30-009.00
Assessment roll updated September 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 FERNCREST LOOP, PETAL, MS 39465-4074 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORP |
| Jun 29, 2018 | Deed of Trust, Mortgage · FHA Mortgage NEW DAY FINANCIAL LLC |
| Jun 04, 2020 | Deed of Trust, Mortgage NEW DAY FINANCIAL LLC |
| Nov 12, 2021 | Warranty Deed, Transfer RUCKETT LAND TITLE INC, LUCKETT LAND TITLE |
| Jun 04, 2020 | Deed of Trust, Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 12, 2021 |
| Deed Sale | Nov 12, 2021 |
| Prior Sale | Jan 04, 2011 |
| Deed Document Number | 829711 |
| Deed Book / Page | 1380 / 570 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORREST MS |
| Property Address | 3 FERNCREST LOOP, PETAL, MS 39465-4074 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2024 |
| Title Company | RUCKETT LAND TITLE INC, LUCKETT LAND TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002391/695 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 2391/695 |
| Instrument | 829712 |
| Name | BETTER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORREST MS |
| Property Address | 3 FERNCREST LOOP, PETAL, MS 39465-4074 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002183/67 |
|---|---|
| Date | Jun 29, 2018 |
| Book Page | 2183/67 |
| Instrument | 777803 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORREST MS |
| Property Address | 3 FERNCREST LOOP, PETAL, MS 39465-4074 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002287/467 |
|---|---|
| Date | Jun 04, 2020 |
| Book Page | 2287/467 |
| Instrument | 805543 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORREST MS |
| Recording Date | Nov 12, 2021 |
| Property Address | 3 FERNCREST LOOP, PETAL, MS 39465-4074 |
| Document Number | 001380/570 |
| Book / Page | 1380 / 570 |
| Instrument Date | Nov 10, 2021 |
| Instrument | 829711 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | RUCKETT LAND TITLE INC, LUCKETT LAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 753 UNION RD, 753, PETAL, MS 39465 |
| Name | Verified Name |
|---|---|
| Address | 3 FERNCREST LOOP, PETAL, MS 39465-4074 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORREST MS |
| Property Address | 3 FERNCREST LOOP, PETAL, MS 39465-4074 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2287/467 |
|---|---|
| Date | Jun 04, 2020 |
| Book Page | 2287/467 |
| Instrument | 805543 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 01, 2050 |
Source: Forrest County records · Assessment roll updated September 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Forrest County |
| Municipality | Petal City |
| Unified School District | Petal School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,732.00 (+17.03%) Homeowner's exemption | $11,511 (-89.15%) | $115,110 (+8.5%) Land $18,000 Building $97,110 |
| 2023 | $1,480.00 Homeowner's exemption | $106,090 (+9%) | $106,090 (-) Land $18,000 Building $88,090 |
| 2022 | $10,609 | $106,090 Land $18,000 Building $88,090 |
Source: FEMA National Flood Hazard Layer, Forrest County (28035C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 69% of the US · above 87% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 373 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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