Forrest County property record for 16 Ferncrest Loop, Petal, MS 39465
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,300 sqft · built 2002 |
| Lot Size | 0.634 acres (27,630 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $354 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jan 2016 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-021C-30-037.00 |
| Primary APN | 3-021C-30-037.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,300 sqft Living Area |
| 1st Floor Area | 1,300 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 27,630 sqft (0.634 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 35688 |
|---|---|
| Street Address | 16 FERNCREST LOOP |
| City | PETAL |
| State | MS |
| Zip | 39465-4072 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 OF NORTH RIDGE SUB PHASE III |
| Legal Range | 12W |
| Legal Township | 05N |
| Legal Section | 30 |
| Legal Subdivision | NORTH RIDGE PHASE III |
| Legal Phase | 3 |
| Legal Lot Number | 20 |
| Jurisdiction | FORREST MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 10104 |
Source: Forrest County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16 FERNCREST LOOP, PETAL, MS 39465-4072 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CENTURY FEDERAL CREDIT UNION |
| Jan 5, 2016 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Sep 3, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CENTURYFIRST FCU |
| Feb 18, 2020 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2020 |
| Deed Sale | Feb 18, 2020 |
| Prior Sale | Jan 5, 2016 · Amount on Record |
| Deed Document Number | 2020801365 |
| Deed Book / Page | 1332 / 96 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORREST MS |
| Recording Date | May 18, 2026 |
| Property Address | 16 FERNCREST LOOP, PETAL, MS 39465-4072 |
| Document Number | 0000889959 |
| Book / Page | 2636 / 302 |
| Instrument Date | May 7, 2026 |
| Instrument | 2026889959 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 16 FERNCREST LOOP, PETAL, MS 39465-4072 |
| Document Number | 0000889959, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 2636/302 |
| Instrument | 2026889959 |
| Name | CENTURY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 15, 2031 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORREST MS |
| Property Address | 16 FERNCREST LOOP, PETAL, MS 39465-4072 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | RUCKETT LAND TITLE INC, LUCKETT LAND TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 002046/646 |
|---|---|
| Date | Jan 5, 2016 |
| Book Page | 2046/646 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | PO BOX 66889 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 395 Months |
| Due | Dec 28, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORREST MS |
| Property Address | 16 FERNCREST LOOP, PETAL, MS 39465-4072 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Name | Verified Name |
|---|---|
| Address | 16 FERNCREST LOOP, PETAL, MS 39465-4072 |
| Document Number | 0002596/18 |
|---|---|
| Date | Sep 3, 2025 |
| Book Page | 2596/18 |
| Instrument | 880670 |
| Name | CENTURYFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | HATTIESBURG, MS 39401 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 3, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORREST MS |
| Recording Date | Feb 18, 2020 |
| Property Address | 16 FERNCREST LOOP, PETAL, MS 39465-4072 |
| Document Number | 0001332/96 |
| Book / Page | 1332 / 96 |
| Instrument Date | Feb 14, 2020 |
| Instrument | 801365 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 43 DOGWOOD CIR, PETAL, MS 39465-4189 |
| Name | Verified Name |
|---|---|
| Address | 108 FERNCREST LOOP, PETAL, MS 39465-4083 |
Source: Forrest County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Forrest County |
| Municipality | Petal City |
| Unified School District | Petal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $354.00 (+5.04%) Homeowner's exemption Disabled Person's exemption | $10,737 (-89.04%) | $107,370 (+9.64%) Land $18,000 Building $89,370 |
| 2023 | $337.00 Homeowner's exemption Disabled Person's exemption | $97,930 (+9%) | $97,930 (-) Land $18,000 Building $79,930 |
| 2022 | $9,793 | $97,930 Land $18,000 Building $79,930 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 87% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETAL serves 9,509 people · EPA ID MS0180011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| defastlink Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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