3 Fairmount Dr S, Alton, IL 62002 Property Records

Madison County property record for 3 Fairmount Dr S, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,393 sqft · built 1992
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Aug 2025)
Tax Bill	$15,080 (2025)
Deeds & Mortgages	Sep 2022 Construction Loan May 2023 Construction Loan + 2 more
APN	`24-2-07-10-01-102-015`

Property Details

APN / Parcel Number

Primary APN	`24-2-07-10-01-102-015`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,393 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Modern
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	33,106 sqft (0.76 acres)
Garage Type	Attached
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3 FAIRMOUNT DR S
City	ALTON
State	IL
Zip	62002-3202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRMOUNT SUBD E PT LT 3
Legal Subdivision	FAIRMOUNT SUBD
Legal Lot Number	3
Jurisdiction	MADISON IL
Township / Civil Division	GODFREY
Census Block Group	1
Census Block	1035
Census Tract	402722

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 FAIRMOUNT DR S, ALTON, IL 62002-3202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Deed of Trust, Mortgage · Construction Mortgage UNITED COMMUNITY BANK
May 30, 2023	Deed of Trust, Mortgage · Construction Mortgage UNITED COMMUNITY BANK
Jan 21, 2025	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Aug 15, 2025	Deed, Transfer · Conventional Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2025 · Amount on Record
Deed Sale	Aug 15, 2025 · Amount on Record
Prior Sale	Jan 10, 2014 · Amount on Record
Deed Document Number	202522668
Prior Transfer Date	Aug 8, 2025
Prior Transfer Doc	0000022668
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	3 FAIRMOUNT DR S, ALTON, IL 62002-3202
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029573
Date	Sep 8, 2022
Instrument	2022R29573

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	3 FAIRMOUNT DR S, ALTON, IL 62002-3202
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013866
Date	May 30, 2023
Instrument	2023R13866

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	5.99%

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	3 FAIRMOUNT DR S, ALTON, IL 62002-3202
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001845
Date	Jan 21, 2025
Instrument	2025R01845

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Aug 15, 2025
Property Address	3 FAIRMOUNT DR S, ALTON, IL 62002-3202
Document Number	0000022668
Map Reference	PB 14 PG 2-4
Instrument Date	Aug 8, 2025
Instrument	2025R22668
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	RUN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,275.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 FAIRMOUNT DR S, ALTON, IL 62002-3202
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022669
Date	Aug 15, 2025
Instrument	2025R22669

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	8.25%
Index	Other
Margin	5
Max Rate	12.2%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
Municipality	Godfrey Village
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,080.00 (+6.39%)	$236,640 (+26.69%) Land $38,080 Building $198,560	$709,921 (+26.56%) Land $114,240 Building $595,681
2024	$14,174.00 (+12.66%)
2022	$12,581.00	$186,790 Land $30,060 Building $156,730	$560,931 Land $90,270 Building $470,661

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1979–2019)
Claims Outside the SFHA	2 of 13
Most Recent Claim	May 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2019 · 2 claims Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave.

Cell Coverage

5G (outdoors only) and 4G LTE

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