43 Fairmount Dr S, Alton, IL 62002 Property Records

Madison County property record for 43 Fairmount Dr S, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,356 sqft · built 1931
Lot Size	0.405 acres (17,660 sqft)
Owner	Individual Name on File
Last Sale	$242,000 (Apr 2018)
Tax Bill	$7,922 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit May 2021 Mortgage + 2 more
APN	`24-2-07-10-01-101-022`

Property Details

APN / Parcel Number

Primary APN	`24-2-07-10-01-101-022`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,356 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	17,660 sqft (0.405 acres)
Lot Dimensions	176 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Pool Area	480 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	43 FAIRMOUNT DR S
City	ALTON
State	IL
Zip	62002-3202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRMOUNT SUBD LOT 43 100X176.6 IRR
Legal Subdivision	FAIRMOUNT SUBD
Legal Lot Number	43
Jurisdiction	MADISON IL
Township / Civil Division	GODFREY
Census Block Group	1
Census Block	1035
Census Tract	402722

Owner

43 Fairmount Dr S is owned and occupied by an individual who acquired it in March 2021.

Source: Madison County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	43 FAIRMOUNT DR S, ALTON, IL 62002-3202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Deed of Trust, Mortgage · Line of Credit LINDELL BANK & TRUST CO
May 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST STATE BANK ST CHARLES MO
May 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage FORTUNE BANK
Apr 13, 2018	Deed, Transfer · Conventional Mortgage FORTUNE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2018 · Amount on File
Deed Sale	Apr 13, 2018 · Amount on File
Deed Document Number	201811107
Last Transfer Date	Mar 17, 2021
Transfer Doc	0000019650
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	43 FAIRMOUNT DR S, ALTON, IL 62002-3202
Transaction Type	Mortgage
Record Updated	Oct 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026976
Date	Oct 6, 2023
Instrument	2023R26976

Lender

Name	LINDELL BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	8.5%

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON IL
Recording Date	May 6, 2021
Property Address	43 FAIRMOUNT DR S, ALTON, IL 62002-3202
Document Number	0000019650
Map Reference	PB 14 PG 2-4
Instrument Date	Mar 17, 2021
Instrument	2021R19650
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 FAIRMOUNT DR S, ALTON, IL 62002-3202

Mortgage

Document Number	0000019651
Date	May 6, 2021
Instrument	2021R19651

Lender

Name	FIRST STATE BANK ST CHARLES MO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	2.75%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	43 FAIRMOUNT DR S, ALTON, IL 62002-3202
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015250
Date	May 17, 2019
Instrument	2019R15250

Lender

Name	FORTUNE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Apr 13, 2018
Property Address	43 FAIRMOUNT DR S, ALTON, IL 62002-3202
Document Number	0000011107
Map Reference	PB 14 PG 2 3 & 4
Instrument Date	Apr 11, 2018
Instrument	2018R11107
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	COMMUNITY TITLE & ESCROW LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3494 JEFFCO BLVD, ARNOLD, MO 63010-3919

Mortgage

Document Number	0000011108
Date	Apr 13, 2018
Instrument	2018R11108

Lender

Name	FORTUNE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 43 Fairmount Dr S was $7,922 with a homeowner's exemption, up 6.4% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
Municipality	Godfrey Village
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,922.00 (+6.41%)	$124,540 Land $19,800 Building $104,740	$373,620 Land $59,400 Building $314,220
2024	$7,445.00
2022	$6,606.00	$98,300 Land $15,630 Building $82,670	$295,195 Land $46,937 Building $248,258

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 43 Fairmount Dr S; there have been 13 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1979–2019)
Claims Outside the SFHA	2 of 13
Most Recent Claim	May 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2019 · 2 claims Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Fairmount Dr S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave.

Cell Coverage

5G (outdoors only) and 4G LTE

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